I read an interesting article in good housekeeping while waiting for an appt yesterday. It described a woman who changed her spending habits using the money watchers program. It is like a weight watchers program for over spenders. Part of the program is to calculate your weekly income and subtract your weekly bills to determine your daily allowance. I just did it using my salary only and the bills I typically pay without considering my DH or the bills he usually covers. My daily allowance is only $21.07. Meaning if I spend more than $21.07 per day on anything other than paying my current demands I will go into debt. zoiks!
Re: money watchers game anyone?
Hi, I have had success with the Total Money Makeover book from Dave Ramsey. He also has a radio podcast that is very inspiring.
Sincerely,
nini