I'm sure you all are quite experienced in your insurance policies with the NICU stays, so I'm hoping to get your feedback on this situation. Our daughter was born in October and had a 37 day NICU stay. We thought we had received all of our hospital-related bills when we got another one today (well, not a bill, it was a statement from our insurance saying we owe X dollars for something from the hospital stay and to expect the bill from the provider soon). The "bill" amount includes our deductible for 2012 since insurance processed the bill in 2012, even though the charge was for a service in 2011. So my question is, am I responsible for paying the 2012 deductible for a service provided in 2011, just because the provider delayed in processing the bill? (We obviously maxed out our out-of-pocket for 2011 with my and my daughter's hospital stays so we really don't have the extra money to spend on this additional bill).