How much does your OB charge?

YaMrWhite · February 2012

We got our estimated bill for my OB to deliver my baby. Assuming its a standard vaginal delivery, it'll cost us $3,600, of which insurance pays 80%. We'll end up paying 500 if all goes according to plan (ha...ha). It's $4,200 for a c-section.

I'm curious what other people's OBs are charging?

Edit: This doesn't include what the hospital charges. Who knows what that will be! Huh?

MissButters · February 2012

I honestly have no idea. All I know is I should be covered at 100% after my deductible for the hospital stay, which is $1500 (ugh).

Oh, I just looked at my insurance treatment estimator, and they state $2815 as the professional fee for my doctor for both vaginal and C-section. It does state it's just an estimate and actual feels may be higher or lower.

(The total with hospital stay is estimated to be $6300-$8300 for vaginal and $8300-$10,300 for c-section).

jess9802 · February 2012

My OB's estimated fee for a vaginal delivery is $4,676. They are estimating my share of that fee will be $3,075 (thanks to the deductible). I'm not sure how they arrived at that figure, but nonetheless, I have to pay him $3,075 by May 30.

lmj8284 · February 2012

I got an estimate from my OB...if everything goes as planned and I have a regular vaginal delivery I'll be owing my OB $1500. That's after my insurance pays 80%.

allisonmarie22 · February 2012

My OB charging $1750 to deliver my twins vaginally. I am not sure what that fee goes to if the delivery ends up being a c-section. Of course, that doesn't include the anesthesiologist, hospital, etc. That's just his fee.

My deductible is $750 and my insurance covers 80% after that, so I will end up paying just over $900 (if they behave and come vaginally).

YaMrWhite · February 2012

Geez, those seem high...and also made me question the OB office lady's math...80% of 3,600 is 720...and they told me we'll owe 500...interesting...

daisysle · February 2012

My OB is charging $2,000 for vaginal delivery. I have a $5,000 deductible (I am on BCBS HSA plan) and currently making payments out of my HSA account towards the delivery fees.

Samiantha101 · February 2012

I have zero idea. I never get an itemized bill. Thus far, I've only had to pay for parking. I have pretty great insurance.

ebettley · February 2012

I never even thought about asking that question!

mamameg11 · February 2012

When I had my daughter 2.5 years ago, our bill for the c section/hospital stay/care for my daughter (normal, no nicu) was over $13,000. We were only in the hospital 3 days. Luckily we ony had to pay a $300 hospital co-pay since my husbands employer offers great insurance options. I am sure it is slightly higher now, maybe a little different this time around since its been a few years.

YaMrWhite · February 2012

ebettley:
I never even thought about asking that question!

What's annoying about my OB's office is they JUST sprang this on me yesterday and said I have to start paying it now and have it fully paid by my 30th week...I'm big on planning and budgeting so to spring this up on me now was a bit odd to me. I thought it was something I would get billed for after the fact along with the hospital bill...

octwed07 · February 2012

Samiantha101:
I have zero idea. I never get an itemized bill. Thus far, I've only had to pay for parking. I have pretty great insurance.

Some doctors don't give that out until the end or closer to delivery, regardless, maybe your insurance covers it all or a good portion of it. The delivery charge was about $2500, not including hospital stay. My insurance covers all of it, but pays out 80% of the hospital stay. I know the total cost of the hospital stay was waaaayy more than $2500.

Olive44 · February 2012

I have a $2,500 deductible and then everything is covered 100% after that. So, I will be paying $2,500 out of pocket for the year.

giggles0918 · February 2012

I have no clue about her fee but I do know that if all goes well and it's a standard delivery it's covered 100% by my insurance. I didn't really like my insurance until I found this out! They also cover all of my monthly visits 100% as well. Too bad this will be the only baby on this insurance most likely.

cchill01 · February 2012

With a 7 day hospital stay and a c-section, my total bill was somewhere around $35k. After insurance, we paid about $2600 out of pocket.

YaMrWhite · February 2012

cchill01:
With a 7 day hospital stay and a c-section, my total bill was somewhere around $35k. After insurance, we paid about $2600 out of pocket.

WTF?!?! That's some awesome insurance you have there!

kdjudd · February 2012

I don't remember how much insurance covered, but we are paying about $430. I didn't think that was too bad!

babyxmas · February 2012

My last birth was a c-section and cost about $12,000. Insurance paid the whole bill. The entire out of pocket cost for that pregnancy was $35.00 at the first visit. so far its the same for this pregnancy.

Daisy22 · February 2012

I just looked up my claims from DS2's birth - planned c/s

hospital bill was $17653

Anesthesiology - $1550

OB - $3,461

I paid $100 totally for everything.

Ncaminiti · February 2012

My insurance fee schedule is 3k regardless of vaginal or c-section for total prenatal delivery and post partum. I have 100% coverage since I'll deliver at my job.

YaMrWhite · February 2012

I'm really jealous of all you guys' insurances

Then again, I am still thankful to at least have insurance...

cchill01 · February 2012

lmwunderlich:

cchill01:
With a 7 day hospital stay and a c-section, my total bill was somewhere around $35k. After insurance, we paid about $2600 out of pocket.

WTF?!?! That's some awesome insurance you have there!

Mine benefits aren't quite as good this time around, so hopefully I won't need the c-section or be there for so long.

pinotgirl · February 2012

Not sure about the breakdown, but according to my insurance website, my hospital charges $13K for a normal vaginal delivery. I will be responsible for $2K of that.