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If you own a trampoline is it insured?

I do not own a trampoline so I did not know it required extra insurance.  If you are an owner have you insured your trampoline?  Do you limit its use to family due to liability?
Smiley: April '05 Rocky: May '06 Tex: July '09

Re: If you own a trampoline is it insured?

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    My SIL who works in insurance says that some companies will cancel your homeowners policy if they know you have one.

    ETA: Same SIL still has one.

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    We don't have a trampoline. My inlaws wanted to buy one for us and we said no way due to the huge liability issues.
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    I don't understand why people own trampolines. They are so dangerous, such a liability, and such an eyesore.
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    We have one and no, we have not insured it.  We do not allow anyone on it except our kids. 
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