In preparation for paying for child care, I'm trying to make a good budget/ spending plan. We are terrible at this . I need to cut back on our spending but I'm having a hard time figuring out how. Here's what I have so far:
-give each of us an "allowance" each week for any discretionary spending (eating out, shopping, movies, etc.)
-make a specific grocery budget and stick to it each week
Other than that, I don't know how else to cut costs. Do you have any suggestions? I'm open to anything (except DH would have a $h!t fit if I tried to take away our cable.) I'm stressing out about this so any tips at all will be helpful. Thanks!