Washington Babies

Cost of delivery at Overlake?

I'm trying to do some general budgeting and after calling 3 different numbers at Overlake hospital and being transferred multiple times I still haven't gotten an answer to my question. What are the hospital costs for delivering a baby? Vaginally or through c-section? Any ballpark numbers would be appreciated!! Thanks!
Lilypie Third Birthday tickers Lilypie First Birthday tickers

Re: Cost of delivery at Overlake?

  • Have you asked your insurance company or OB office?  There are really too many variable things that you may or may not need.  FOr instance an Epi is around $2500 but then we were charged an additional $900 once it was determined that I needed a c/s. The cost for my c/s at swedish was 40k we paid about $900 total out of pocket.  My bf delivered at overlake normal delivery with an epi for around 6-7k 2 years ago.  It also varies a lot by who delivers you, your dr could charge one price and the dr on call that actually delivers you could charge another.
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  • I had my DD there this year,

     The hostpial total with Epidural was $9888.18 with a 2 night stay, What the insurance paid them in the end if I am reading the paperwork right was $4006.00

     Then we had a charge from my Dr. and our pedi I must have not put them in the baby book so I don't know what those charges were.

     Hope the helps.

  • YOu should talk to your insurance company... usually there's an amount you pay, and a reduced amount they pay to the hospital...

     

    There are SOOOOO Many variables... drugs, procedures, number of days there, etc... 

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  • I talked to my OB office and got their costs, but they said I had to talk to Overlake for the hospital costs. After calling several numbers the guy I need to talk to is out of the office for the week. I'm just trying to get some ball park numbers together so I know how much to set aside in my health savings account through my benefits. Thanks for the help!
    Lilypie Third Birthday tickers Lilypie First Birthday tickers
  • What is the max on your HSA?  Mine at work is only $2k and I used every single penny with the birth of DD (albeit mine was at Evergreen) with a very short, no epi, uncomplicated delivery and birth.  Plus my OB didn't for the entire pregnancy for anything until I delivered.  You can *always* find ways to use the leftover $$.

  • It can vary so much but I agree with pixelvixen that you should elect the max.  The birth will be one of the life events you get to adjust insurance selections for so you shouldn't be stuck.

    But to answer your question, my c-section and 5 day stay was $13265 (not including my OB's charges), but the contracted rate the insurance compnay paid was $7834. My share was $5.64. The decimel is correctly placed. :)

    The rest of the pregnancy is what was costly out of pocket.

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