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Success after IF
SeaSoul
member
How much is your monthly mortgage payment?
SeaSoul
member
I always thought ours was high, but I recently read an article that said your monthly mortgage payment should be no more than 28% of your gross monthly income...and ours is below that. So, I guess it's not as high as I thought. Just wondering what's average.
[Poll]
[Poll]
Childhood cancer (DH) + chemo + radiation = 0 sperm.
LO #1 - 1 unmedicated/self-monitored IUI w/ donor sperm.
LO #2 - 1 m/c, 2 BFNs, 4th IUI worked (unmedicated/self-monitored with new donor sperm).
Life is beautiful!
LO #1 - 1 unmedicated/self-monitored IUI w/ donor sperm.
LO #2 - 1 m/c, 2 BFNs, 4th IUI worked (unmedicated/self-monitored with new donor sperm).
Life is beautiful!
This discussion has been closed.
Re: How much is your monthly mortgage payment?
My monthly mortgage payment is just under 1000 bucks (we re-financed a couple years ago and shaved over 300 dollars a month off that bad boy) BUT my property taxes add another 400 dollars a month (an amount predicted to go even higher in the near future - UGH) to that payment.
We have a great fixed interest rate and very reasonable mortgage payment these days but having skyrocketing property taxes to pay with the same check every month makes it feel like it's a payment that continues to go up .... while our incomes stay static. Not the greatest equation... I hate grown up stuff ... where's my winning powerball ticket?
"When it comes to sleeping, whatever your baby does is normal. If one thing has damaged parents enjoyment of their babies, it's rigid expectations about how and when the baby should sleep." ~ James McKenna, Ph.D., Mother Baby Behavioral Sleep Center, University of Notre Dame
Our taxes are insane - almost $1000/month and a VERY significant portion of our mortgage (but I included the total payment - taxes included - when I voted in the poll above...not sure if that was the intention). Sucks living in a HCOL area and one of the reasons DH wants to move.
Crap, I didn't even think about taxes! Ours are included in our mortgage payment too...is that pretty common? If so, maybe we can assume that most of the answers included property taxes.
LO #1 - 1 unmedicated/self-monitored IUI w/ donor sperm.
LO #2 - 1 m/c, 2 BFNs, 4th IUI worked (unmedicated/self-monitored with new donor sperm).
Life is beautiful!
Seriously - property taxes are what kill me - mine are estimated to go up anywhere from 200 - 350 dollars a month in next 4 years (thank you BAZILLION dollar new high school and crap PA budget that eviscerated education line) - and I don't know if we can swing it, truly. It's like having a bad, adjustable rate mortgage basically - even though actually we have a great, fixed rate, supposedly affordable mortgage. BLEAHHHH!!!
"When it comes to sleeping, whatever your baby does is normal. If one thing has damaged parents enjoyment of their babies, it's rigid expectations about how and when the baby should sleep." ~ James McKenna, Ph.D., Mother Baby Behavioral Sleep Center, University of Notre Dame
After 2 rounds of IVF & 2 rounds of FET, we were blessed with identical twin girls!
Diagnosed PCOS & MFI-Success with IUI
I live in a super HCOL area, so am outside the "norm" it appears based on the poll.
ETA: Oh wait, you live in New England too, so maybe yours is more in tune with mine as far as monthly payment goes.
After 7 years trying to concieve, 3 failed IUIs and 2 failed IVFs, my third IVF was a success!
My Christmas baby turned into a turkey bird! Dillon Richard was born at 34 weeks, 5 days on November 28, 2009 after 10 weeks on bedrest for preeclampsia.
<a href="http://smg.photobucket.com/albums/v705/arriinthere/PJ/?action=view
Ours is 13% of our gross monthly income. We refinanced a couple of years ago and got rid of our second mortgage, lowered our rate significantly and dropped about $500 off our monthly payment.
ETA - Our monthly mortgage includes our property taxes and homeowners insurance.
THe mortgae itself isn't the issu only about 1000 a month. Its teh damn property taxes..800 a month. New JErsey is horrible. If it wasn't for property taxes we could be savvign for our kids college education.....
Those who have low property taxes don't know how good they have it!!!
Ours is about 7% of our gross monthly income.
ETA - that includes our property taxes.
Our beautiful son was born July 2008.
2010: 2 IVF's,1 FET = 2 BFN's, 1 c/p
Feb 2011-Unmedicated FET= BFP!! DS #2 born Oct 2011!!.
ditto this but mortgage is double that. If we moved to westchester with better schools, taxes would be $10k +
The taxes really kill us!!!!
My mortgage itself (like LisaandBryan said) isn't the issue, it is the property taxes. My mortgage is only 750 a month but we put over 50% of the cost of the house down. Our taxes a year are almost 9K.
LIVING IN NJ SUCKS! High cost of living can kiss my arse!
IVF #1 1/10-transfered 2 blasts- DS born 10/2010
March 2015- Chemical pg
1/25/16- BFP Beta1 12dpo = 17, Beta 2 14 dpo = 28.. resulted in one beautiful boy born 9/21/16
Now I'm a stay at home loving life and pursuing my love of photography!!!
UGH! This!~ and with 2% property tax
HOLY MOLY. Taxes are insane for you all on the east coast.
I am in SHOCK.
Our mortgage is on the high end of the $$ scale, but we knew that when we bought our "forever house" ... It's a lot... I just did the math... and it's not pretty. Including taxes and insurance it is 16% of our gross... yikes. Of course we have low (?) property taxes out here and no state income tax....
and the trade off is that our schools SUCK our roads are bad and we have high unemployment.
Hyperlink removed by moderator. STOP SPAMMING THE BOARDS!
Yep, it's very expensive living in the metro NYC area. I kind of chuckled that this poll topped out at $3000+.
Our taxes are VERY high here, but, we also live in a town with one of the best school systems in the state, so, we were very willing to pay them. But, I pray all the time that they don't come in and reassess us because I don't want them to go higher!
Before moving to this house, we lived in a townhouse with almost no land and I was paying over $9000 a year in taxes.....in a town with a mediocre school system! Now that, I thought, was ridiculous!