My RE stopped taking our insurance

mrsolsenk12 · September 2011

Well i was pretty sure we were one and done but this seems to be the nail in the coffin on IF treatments again. We are 100% OOP for IF treatme ts but it was nice that we had insurance for after BFP. Well i found out that my RE recently (within the last year) stopped taking our insurance totally. So if we did manage to come up with the $$ for IVF we would have to come up with more $$ to pay for the maternity care after potential BFP (several thousand dollars for betas, u/s's,etc). If i wasn't sure before, i am sure now. No more bio children for us. While it is sad, i know it is so we can provide the best life for hayden.

Also switching RE's isn't really an option. She is the best and one of two in our state. (gotta love the midwest for IF care)

Mrs.Babbsy · September 2011

that stinks!!!!

Why would she just stop taking insurance?

mrsolsenk12 · September 2011

Mrs.Babbsy:
that stinks!!!!
Why would she just stop taking insurance?

Apparnetly, the insurance i have (coventry) was too much of a "hassle" to deal with, so she stopped taking them.

Mrs.Babbsy · September 2011

sorry that just stinks!

stepgirl21 · September 2011

Sorry to hear this. I'm sure it wasn't easy to come to the decision to be done. (hugs)

PhillySue · September 2011

That stinks! But it sounds like you are at peace with this decision but I am sure it is hard

dusk42 · September 2011

Not that you were planning on going back, but is it an option to do the follow-up betas and u/s at an OB office?

howleyshell · September 2011

Not trying to put a bee in your bonnet but...

You could go to your OB for your betas and u/s's instead of your RE.

There is no law stating that you have to use the RE for those services. You can go in for your transfer and then never step foot in their office again.

My OB totally gets my neurosis and happily gives me doubling betas, progesterone scripts if needed and an early (6 week) u/s because of my IF and loss history.

But I understand that it feels like just one more thing stacked against you and for that I'm so very sorry.

newsbaby · September 2011

Funny, my RE stopped for the same reason. I hope this is not a new trend starting.

beebe929 · September 2011

I am sorry that the decision isn't completely yours. Hang in there Mama!!

mrsolsenk12 · September 2011

When i was pregnant i am high risk so no OB for me but a/MFM exclusively. My peri is in the office 2 doors down from the RE in the same hospital and she sends patients there, so not sure how that would work. (Not that it matters now anyway but i guess that is a possibility if we hit it rich somehow.) Smile

BathingInBitter · September 2011

mrsolsenk12:
When i was pregnant i am high risk so no OB for me but a/MFM exclusively. My peri is in the office 2 down from the RE and she sends patients thre, so not sure how that would work. (Not that it matters now anyway).

It totally sucks that she stopped taking Coventry. That's who we had when we did our DE IVF cycle - even though the IVF was totally OOP we had to pay for the beta too.

I'm sorry Jess. IF sucks donkey balls. ((hugs))

mrsolsenk12 · September 2011

BathingInBitter:
mrsolsenk12:
When i was pregnant i am high risk so no OB for me but a/MFM exclusively. My peri is in the office 2 down from the RE and she sends patients thre, so not sure how that would work. (Not that it matters now anyway).
It totally sucks that she stopped taking Coventry. That's who we had when we did our DE IVF cycle - even though the IVF was totally OOP we had to pay for the beta too.
I'm sorry Jess. IF sucks donkey balls. ((hugs))

thanks T! You know i am pretty ok with it.

Ali212 · September 2011

I'm sorry - that really stinks. I'm sure you've already thought of this but can you pay OOP and then get reimbursed by your insurance? I know it's not ideal and sometimes doesn't cover as much as if your RE took the insurance but it can sometimes make it more manageable than 100% OOP. But then, I know some insurance won't accept/cover at all if you go out of network. I'm really sorry.

ejgballerina · September 2011

I'm sorry, J!

LVBlvd · September 2011

I know you have felt you are 1 an done for a while, but I'm sure this is still hard to deal with. Sorry, sweetie : (

JillRock96 · September 2011

I'm so sorry.

I hate that money even has to be a factor for getting pg -- it is awful that someone else gets to make that decision for you.

lrrb · September 2011

This happened to us too. It was NO big deal. The IVF cycle covers one beta and one ultrasound and after that I just got my ultrasounds and blood draws at my OB. They worked with me just fine. I wouldn't be worried at all. I know you said you are done but don't let that make you not do more treatments because it can be worked out easy.

alchris · September 2011

I'm so sorry. I HATE that such things get in the way of building families.

If you do decide to go the route suggested above, you'd go to your OB for early help with a smile on your face, I think....you'd be scared, but happy.

Regardless, I do hate it for you. So wrong and unfair, especially in light of your geographic restrictions. HUGS.

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