DH's formerly employee owned company was bought out. So far things are looking okay. They've made a lot of changes and while they're disruptive, overall they're in a positive direction.
Well, with the purchase, all the employees received a payout. It's taxed of course and DH is being responsible by not blowing it all and reserving some for income taxes next year. But it's still a pretty generous sum for not really doing anything other than being employed. Free money essentially because it's an unexpected income for us.
While I wholeheartedly support DH's decisions to manage his money wisely for the greater good of our household and home, I can't help but be a little jealous when he shares with me all the FUN things his co-workers have planned. A family trip to Disneyworld. A cruise for the family. A new car.
I don't wish for anything extravagent. It would be nice to drive down to SoCal for a Disneyland trip for DC. And I'm jealous. I wish there were just occassional times where DH would stop being so overly worried and responsible and just LIVE. He spends so much time planning and worrying and managing he doesn't have any time to enjoy his hard earned benefits.
I'm thankful for the unexpected funds because that means a new roof for our home (which we'll never have to buy again as long as we plan to own it), a new fence for our yard (it's shared, but still an expense we weren't planning for this summer - the winter has been rough on it), and a good dent in our property taxes and HO Insurance (we chose not to include it in our loan, no sense in paying interest on it when we don't have to, we'd rather earn the interest while we stock pile for the payments). But that Green Monster sure is raining on my grateful parade.
Re: Jealousy makes me feel lousy.
I hear you. However, look at it this way. Next year come tax season THOSE families might be hurting for not recognizing the hefty paycheck they'll have to hand over to the tax-man. You, meanwhile will sit pretty. So next year YOU can do the fun family trip, and THEY might worry about how to get out of debt.
Photo by Zemya Photography
so you're married to a guy like my husband...who worries more about retirement than any other barely-30 year old guy i know.
maybe you could finagle a nice celebratory dinner/day trip out of him?
The Blog | BirthbyKellyM
We're in the same boat. Saving money for tree removal, a new fence, etc. I was kind of bummed at first but DH challenged me to come up with a 1-2 day local vacation. So that I did! I found a KOA in the Santa Cruz/La Selva Beach/Watsonville area that is way cheaper than a hotel, it is far enough away from home that we feel like we're doing something different but close enough that we aren't spending a ton in transportation. I splurged and instead of getting just a tent site, for a little extra you can get an RV site with a propane BBQ grill right there for cooking. There's tons of kids activities (beach, pool, train, etc). We're going to give it a try. The entire thing for 2 days is less than one night's stay at a hotel. I'll report back next month on how it went.
Can you start with mini-budget vacations until all the financial essentials are covered and then work your way up to places like Disneyland later?
We do have a Kid-Free vacay planned, but that's being paid for by another unexpected income of a much smaller denomination and it took weeks for DH to get on board with that & not use the money to pay down a different expense.
I know very well that he's making a great sound decision, I just wish he'd splurge a little bit. Just a little.
Especially since it seems any and all extra income I bring in goes back into our household in other ways. We talked extensively about this & he encouraged me to bill those expenses to our Joint account because he felt badly that I wasn't doing enough for myself. When he realized how much I was spending on necessities he panicked and got a real good look at how I do my part to manage our household.
DH's plan for our financial future and the apocolypse that is sure to doom us to debt for all eternity doesn't leave much room to build up to our Disneyland dream. I'm being dramatic, but sometimes this is the vibe I get from him.
It's just not as much a priority for him as it is for me. As much as we are alike in personalities having the same birthday, we are just as different in personalities.