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TTC After a Loss 6 Months+
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Easy come, easy go

lunatwolunatwo member
in TTC After a Loss 6 Months+

Insurance just called and told me they don't cover anything for the donor (egg retrieval, transfer, etc) so basically we are back to paying OOP for the whole damn thing.  I wish I could delete all my happy dance PIP's now.

Oh well, not letting it get me down.  We were planning on paying in the first place and we have a plan so I'm staying positive!

4/08 BFP resulted in m/c
8/08 BFP resulted in m/c
3/09 Polyp removed and dx MTHFR (both copies)
6 Clomid cycles, all BFN
5/09 IUI#1 with Clomid=BFN
6/09 IUI#2 with Clomid=BFN
8/09 IUI#3 with Clomid=BFN
IVF#1 = BFN
IVF#2 = BFN
IVF#3 ET 2 Grade A blasts 11/16/11
Beta #1: 485
Beta #2: 2,495
Lilypie First Birthday tickersimage
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Re: Easy come, easy go

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    babygirlpriestbabygirlpriest
    Suck. I'm sorry hon. Just SUCK.
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    KelinandKevinKelinandKevin member
    That sucks.  But you have such a great attitude about it!!
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    millejj1millejj1 member

    boo! Good for you for staying positive!

     

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    DoingItRightDoingItRight member
    Big Time Dislike!!!!!  Will they cover your transfer and meds?
    Lilypie Premature Baby tickers IVF #1 BFP Beta #1 528 & Beta #2 1514
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    cutebride73cutebride73 member
    Oh, I am really sorry - that sucks.  Will your insurance cover your ET?  I know that's not much of a cost.  I hope that everything works out.  Good luck hun. 
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    heathergirl67heathergirl67 member
    I wonder why? That doesn't make sense. You're much more likely to actually get pregnant using DE, thus needing fewer IVF's, thus they'd be spending less money. How would they even know if you're using donor eggs? Is it all in the coding? Devil
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    GuppyAmyGuppyAmy member

    I'm so sorry. That sucks! I have a dream that one day all insurance policies will cover IF for everyone. However you chose to use it- whether it be donor, surrogate, etc...

    I mean really would it cost them anymore if they paid for the retrieval for you or for someone else? 

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    firefightersgalfirefightersgal member
    Ugh!  I'm sorry to hear that!
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    swanckswanck
    Ahhh Horse Crap.  :(

    I'm sorry Luna.
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    lunatwolunatwo member

    imageDoingItRight:
    Big Time Dislike!!!!!  Will they cover your transfer and meds?

    They said they will cover my meds, but not hers and not the transfer.  Basically they won't cover anything with a significant cost associated with it!

    To me, if my RE is saying I have to use DE's, then it should be covered.  But that's just me I guess.

    4/08 BFP resulted in m/c
    8/08 BFP resulted in m/c
    3/09 Polyp removed and dx MTHFR (both copies)
    6 Clomid cycles, all BFN
    5/09 IUI#1 with Clomid=BFN
    6/09 IUI#2 with Clomid=BFN
    8/09 IUI#3 with Clomid=BFN
    IVF#1 = BFN
    IVF#2 = BFN
    IVF#3 ET 2 Grade A blasts 11/16/11
    Beta #1: 485
    Beta #2: 2,495
    Lilypie First Birthday tickersimage
    imageimageimage
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    ColindaPColindaP member
    Sorry about the insurance, that super sucks. But I'm glad you're positive and excited about this next step :)
    Clicky ticky
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    LilMaggsLilMaggs member
    I'm so sorry :(  
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    butterfly843butterfly843
    That sucks that they aren't going to cover it. But I love your positive attitude and will continue to keep you in my thoughts.

    Jenn

    image 3 IUI's all BFN

    IVF#1 BFN IVF#2 BFP, loss at 19 weeks FET#1 BFN IVF#3 BFP, m/c FET#2 BFN

    Missing our twins Zachary and Madison, lost at 19 weeks on 11/13/09, edd 4/9/10

    BFP 7/17/10, m/c 7/25/10, edd 3/25/11

    Ectopic, lost left tube 4/20/11, edd 12/6/11

    my blog

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    GuppyAmyGuppyAmy member
    imagelunatwo:

    imageDoingItRight:
    Big Time Dislike!!!!!  Will they cover your transfer and meds?

    They said they will cover my meds, but not hers and not the transfer.  Basically they won't cover anything with a significant cost associated with it!

    To me, if my RE is saying I have to use DE's, then it should be covered.  But that's just me I guess.

    I totally agree with  you but insurance companies suck! 

    Can your RE write the script for her meds in your name? Just to save SOME money.

     

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    StretchadStretchad member

    Well fudge. 

    I'm sorry :-( 

    My Food Blog - Dinner Delish
    TTC since Oct '09
    Missed miscarriage 3/24/10 @ 16 wks, Partial Molar Pregnancy
    Began our IF journey in May '11
    Asherman's Diagnosis (cervical & uterine scarring) - Surgery 8/17/11
    IUIs #1-#5 & 1 canceled IUI, IVF #1, 2 FETs - all BFN
    IVF# 2 December '12, BFP 1/13! EDD 9/21 
    Complete Previa and Short Cervix. C-section scheduled for 9/3
    Delivered 8/5 @ 33 weeks, 4lbs, 6oz. 
    4-week NICU stay, home 9/3
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    mdm2137mdm2137
    I'm so sorry Luna.

    BFP 12/18/2009. HB 1/4/2010. NO HB 1/18/2010. D&C 1/19/2010
    April 2011 IUI #1 BFN. High FSH and other issues.
    May 2011 Chose to build our family through adoption
    September 2011 Actively waiting for a match
    11/26/11 Surprise BFP * DD born 7/23/12 Baby Birthday Ticker Ticker
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    suntotosuntoto member
    Rawr.Smash.Kill your evil insurance company!  I am so sorry Luna.  This sucks.  :-(
    Forever buddy to Angelica; Natural Miscarriage Jan. 2008 @ 11 weeks; 2 years of BFFN's; DX: Unexplained IF (RE thinks IF is due to tubal issues); IUI #1 & 2= BFFN; IUI#3 = BFP, resulted in Cornual ectopic pregnancy; IUI #4 - 6 =BFFN; Our next endeavor... IVF. 1 grade AA embryo transferred on 4-23-2011 and 5 frosties. BFP Abby born 1/5/2012

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    Rawr08Rawr08
    So sucky!  I'm sorry!
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    TTC #1 since 6.10
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    DoingItRightDoingItRight member
    imagelunatwo:

    imageDoingItRight:
    Big Time Dislike!!!!!  Will they cover your transfer and meds?

    They said they will cover my meds, but not hers and not the transfer.  Basically they won't cover anything with a significant cost associated with it!

    To me, if my RE is saying I have to use DE's, then it should be covered.  But that's just me I guess.

    This sucks!!!  I think that they should cover anything that they would be covering for you if you are undergoing the treatment.  I hate insurance companies!!!!

    Lilypie Premature Baby tickers IVF #1 BFP Beta #1 528 & Beta #2 1514
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    momagain2009momagain2009 member
    That is discriminatory....there's got to be a lawyer willing to fight that one! Super Angry
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    Olive44Olive44 member
    I'm sorry, Luna :(
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    Court1Court1
    Fvck.  I'm sorry Luna, but I love the attitude.  Stay positive!
    Connor Thomas 6/6/08. Discovered missed miscarriage at 17 wks 3 days, D&C 11/25/09. Please, please, please - BFP 5/21/11, EDD 2/1/11. Beta@12DPO=52, Beta@14DPO=158. U/S 7/7/11 shows strong baby measuring a couple days ahead!!! Pregnancy Ticker
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    triple_sevenstriple_sevens member
    I'm sorry, Luna. But your positive attitude is great. Good luck!
    BFP #1 10/17/09: missed m/c at 7 weeks; BFP #2 10/22/10: chemical pregnancy; BFP #3: 1/28/11

    Baby Boy Smudgie born 10/4/11

    <a href="http://s837.photobucket.com/albums/zz298/triple_sevens/?action=view

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    irishbaby0708irishbaby0708 member
    Luna - Can you talk to your Re office and see if they cn do anything?  My insurance only pays for montioring 9 Blood work and ultrasound as long as it's not a ART cyle.   So basically I was told that they wouldn't cover my IUI cycle.  I asked Re if he charge everything else to ins and than they day of IUI I would pay for that OOP.  They just didn't submit the IUI part to insurnce since they weren't going to pay for it any way.   I know it's diffrent with IVF with a donor but, maybe there is something that they can cover that way.  Couldn't hurt to ask?   Good Luck!!!
    10/17/2009 - Our Miracle came 10 weeks early. IF,2 MC and 1 Preemie we have our miracle.. Baby Hope 10 weeks 5days was taken from us on Dec 18, 2007. Forever with us and Forever missed. Triplets Lost baby A @ weeks, Lost Baby B at 6 weeks and lost baby Abigail at 14 weeks when she was born to little for this life..... Forever with us ....
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    lunatwolunatwo member

    imageirishbaby0708:
    Luna - Can you talk to your Re office and see if they cn do anything?  My insurance only pays for montioring 9 Blood work and ultrasound as long as it's not a ART cyle.   So basically I was told that they wouldn't cover my IUI cycle.  I asked Re if he charge everything else to ins and than they day of IUI I would pay for that OOP.  They just didn't submit the IUI part to insurnce since they weren't going to pay for it any way.   I know it's diffrent with IVF with a donor but, maybe there is something that they can cover that way.  Couldn't hurt to ask?   Good Luck!!!

    I surely will squeeze as much as I can out of the insurance.  I don't even know how they would know who meds were for and things like that so you would think that I could at least sneak those through or something.  The transfer is the thing that I really don't understand.  How is it not covered when the donor isn't even present for it?

    4/08 BFP resulted in m/c
    8/08 BFP resulted in m/c
    3/09 Polyp removed and dx MTHFR (both copies)
    6 Clomid cycles, all BFN
    5/09 IUI#1 with Clomid=BFN
    6/09 IUI#2 with Clomid=BFN
    8/09 IUI#3 with Clomid=BFN
    IVF#1 = BFN
    IVF#2 = BFN
    IVF#3 ET 2 Grade A blasts 11/16/11
    Beta #1: 485
    Beta #2: 2,495
    Lilypie First Birthday tickersimage
    imageimageimage
    Report Reply
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