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Life Insurance Question

MrsAandKMrsAandK
in D.C. Area Babies

Trying to figure out what a reasonable rate is for life insurance.

If you don't mind sharing your monthly premium for something similar, we are looking at:

30 year term life insurance

$400,000 policy for each of us

We are both 28 years old and very healthy, non-smokers. 

 

Thanks! 

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Re: Life Insurance Question

  • belizeitornotbelizeitornot

    ygpm!

    Lilypie Second Birthday tickers
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  • DutchGirl2DutchGirl2 member
    We are looking into 30 year term life at 300,000 - 30 years non-smokers. When I ran it through a couple of online quote places (like State Farm) it was around $25 per person I believe.
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  • SoonToBeMrsDTSSoonToBeMrsDTS member
    YGPM
    Married 7.9.05
    DD1 9.24.06
    DS 7.1.08
    twins due 9.7.11 lost twin A at
    DD2 4.7.12
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  • ManciniDManciniD

    The rates of your life insurance depend on a large extent to an individual?s personal circumstances. Some factors that will influence the cost of life insurance for you and your husband are: the type of policy you buy, the face value of your policy, policy term (in case you go with term), your age, health status, tobacco use, driving record, family history, etc.

    I?d suggest you continue shopping around to find a quote that?s closer to your expectation. With life insurance, the key to finding the best possible deal lies in shopping around because the rates can vary a great deal from carrier to carrier.

    Denise
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