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Tricare.... DELIVERY

CoastieWife&MamaCoastieWife&Mama
in Military Families
My first delivery with my first son i wasnt on tricare yet my husband wasnt in the services yet so it was covered by another insurance i was on and now im trying to conceive and i was wondering if anybody here is on tricare standard and has gotten a bill for their delivery and how much it costs cause i know we pay 15% of that.... so i dont know if i should switch to prime... we leave in 4 months to a new station (dont know where yet) so not sure if ill b pregnant yet but just wondering if i should stay on standard if it would be a LOT of money once the bill came .... 
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Re: Tricare.... DELIVERY

  • leslie13510leslie13510
    From what I understand, with Tricare Standard all of your maternity care, including delivery, is covered under Global Maternity(?).  You'll have to pay so much per night in the hospital, and it's a very small amount all things considered, but everything else from the delivery should be covered.  I think.  Hopefully someone who is, or has been, pregnant on Standard can answer you better. 
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  • seastar77seastar77
    Maternity care is covered (I'm high risk with tons of extra appts/tests and have paid nothing at all my entire pregnancy). The hospital stay is about $17/day. Non-maternity related, Standard is a $300 deductible and $1000 max cap for the billing year (runs 1 Oct-1 Oct) per family, so those caps cover for you and your first child if both of you switch to Standard.
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  • shall923shall923 member

    I had a c-section on Standard. It only cost us $63. That was for the room. The bill was over $17,000. It was well worth the $63 to pick my own dr & hospital.

    Good luck.

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  • JPed*JPed*
    I delivered in January and the bill was $25. The only prenatal thing I paid for was the copay for my first appt where they confirmed the pregnancy. 1ht
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  • krissywavekrissywave member
    This a good question.  Dh unit it to deploy 2 months before EDD.  So I will fall into this catagory. im going to be watching this.
    April 10 IUI BFN Sept 10 IUI BRN Feb 11 IVF hoping for a BFP! Feb 27 ER 28 eggs Mar 4 8 health eggs, 2 ET Mar 17 - Beta 180!! BFP!!! Mar 21 - Beta 1295!! holy cow what a jump Coming soon 1st Sono March 30!!! Crossing fingers for healthy stick bean(s) Mar 29 miscarry :( 6w 3d 2nd IVF July 2011 BFP July 2011 M/C 11/11/11 hate to say good bye again! Lilypie Angel and Memorial tickers 3rd IVF 4/3/12 ER 46 eggs (holly cow batman) 40 mature, 36 fertilized 4/8/12 ET 2 AB put back 4/10/12 15 make it to FREEZE 4/22/12 Beta BFN 1st FET 6/7/12 Day we are going to put back 2. 6/21/12 BFP 1285 6/25/12 4780 I hope this time they stick!! Deaglan William welcome. My rainbow is finally here February 7, 2013
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  • TwinMama83TwinMama83 member
    imageshall923:

    I had a c-section on Standard. It only cost us $63. That was for the room. The bill was over $17,000. It was well worth the $63 to pick my own dr & hospital.

    Good luck.

    This exactly.  I had a C-section at an amazing hospital and stayed 4 days, with 2 babies.  All of my care for all 9mo (with emergency visits for pre-term labor scares, tons of extra blood work, extra ultrasounds, etc) was covered 100%.  (I think I got a couple random bills in there for lab work, but it would be a bill for like $5.)  At the end of our hospital stay, I got a bill in the mail for $65!  SO worth it!  I would do it that way again in a heartbeat!

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  • bootsie08bootsie08

    imageJPed*:
    I delivered in January and the bill was $25. The only prenatal thing I paid for was the copay for my first appt where they confirmed the pregnancy.

    Just make sure they confirm the pregnancy with a simple urine or blood test and wait for a later appointment for a dating ultrasound and any other tests, pelvic exam, etc.  Otherwise you will have to pay a co-pay for all services rendered on the day of the confirmation appointment.  I was unaware of this and my co-pay was close to $300. 

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  • TBLilyRoseTBLilyRose member
    We paid about $50 for a vaginal delivery, 2-night stay.
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  • CoastieWife&MamaCoastieWife&Mama
    wow thanks guys! that makes me feel soooooo much better! thought i would have to be paying a few hundred dollars!! i know my first pregnancy i had a lot of complications ( i wasnt on tricare yet) and my bills kept coming and coming and coming i was in and out of the hopsital all the time and each bill was never lower than $100 it was so stressful! but that puts my mind at ease! THANKS!!! and thats very odd that no copay for the drs visit so i dont have to pay ANYTHING to see my obgyn? all my ultrasounds will be free?? cause i know i get bills for my bloodwork at hospitals and i go to a specialist for my migraines (a neuoligist) so isnt a obgyn considered a specialist ?
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  • CoastieWife&MamaCoastieWife&Mama

    whoa 

    but thats what they always do i thought. well i remembered my first pregnancy i knew i was pregnant i took a pregnancy test it was postitive so i went in and they did a ultrasound to confirm it my first visit.... i thought thats just how it works so your saying not to do that? or to go in and have them check my urine before they do the ultra sound? and were all your other ultrasounds covered throughout your pregnancy??? what other tests did you have done that day? 

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  • CoastieWife&MamaCoastieWife&Mama
    imagebootsie08:

    imageJPed*:
    I delivered in January and the bill was $25. The only prenatal thing I paid for was the copay for my first appt where they confirmed the pregnancy.

    Just make sure they confirm the pregnancy with a simple urine or blood test and wait for a later appointment for a dating ultrasound and any other tests, pelvic exam, etc.  Otherwise you will have to pay a co-pay for all services rendered on the day of the confirmation appointment.  I was unaware of this and my co-pay was close to $300. 

     

    whoa 

    but thats what they always do i thought. well i remembered my first pregnancy i knew i was pregnant i took a pregnancy test it was postitive so i went in and they did a ultrasound to confirm it my first visit.... i thought thats just how it works so your saying not to do that? or to go in and have them check my urine before they do the ultra sound? and were all your other ultrasounds covered throughout your pregnancy??? what other tests did you have done that day? 

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  • Turbo86Turbo86

    imageseastar77:
    Maternity care is covered (I'm high risk with tons of extra appts/tests and have paid nothing at all my entire pregnancy). The hospital stay is about $17/day. Non-maternity related, Standard is a $300 deductible and $1000 max cap for the billing year (runs 1 Oct-1 Oct) per family, so those caps cover for you and your first child if both of you switch to Standard.

    Seriously? I've been debating switching to Standard before I get pregnant so I have more control over my experience, and I think you just cinched it for me. 

    Did you have any pre-preggers check-ups? Was that the normal cost share/deductible cost (I'm assuming it was, if you had it)? 

    Married 04/06/06 IUD In 02/10/08 IUD Out 04/08/11 TTC #1 05/08/11 The Alot
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