February 2011 Moms

How much was your hospital bill?

We just got ours today.  It's not itemized so I don't know what it includes.  I know I separately owe my OB about $300 after insurance.  I had a vaginal delivery (with epi & vacuum) and a standard two day hospital stay.

Total: $26,370.70

Adjustments: $18,806.70

Paid by Insurance: $7,427.91

I owe: $136.09

(Granted we pay over $800 a month for insurance, so they paid about the same amount I paid them over the duration of my pregnancy.)

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Re: How much was your hospital bill?

  • my insurance pays for everything. We didn't have to pay anything!
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  • My copay was $500. But I had a failed induction a week before delivery and have to pay another $500 copay for that as well. Totally unfair...I should bill that one to my OB!
  • Our total was 36k something and thank dear lord baby jesus we don't have to pay anything! God is good!
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  • So far the total bill is up to $25000 but there is more to come so who knows what the end result will be and what we pay OOP. What we owe so far is $600 but that doesn't include the hospital or pedi yet, that is just for my OB's office.

    I had an induction with failed vacuumed assisted vaginal delivery with epi and an emergency c-section with a couple hour nicu stay for LO which cost $600. Each day the room rate was $911 and I stayed from Thursday-Tuesday

    By the time we pay it all off we will probably be TTC another LO and have to go through the whole process again.

    ETA: We pay 10% of everything.  We do not pay for our insurance though and our family deductible is only $100.

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  • Surprise Holy crap! $800 a month? $25000 with more to come? Oh my god. That seems like such a massive amount. Is that standard in the states?
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  • It was about $17,000 for an induced vaginal birth with no complications. $12,000-ish was the hospital charge, $4000 was my OB's delivery fee, and it was $1200 for the anesthesiologist.

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  • imagecitychicks:
    Surprise Holy crap! $800 a month? $25000 with more to come? Oh my god. That seems like such a massive amount. Is that standard in the states?

    I edited mine to make more clear that the $25k is what the charges are so far...not what we have to pay but since we pay 10% of it all the final charges makes a huge difference for us.

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  • My bill was just under $17,000 total. I had a vaginal delivery (not induced) with no complications. After insurance, I owe $1950. It's actually a lot better than I was expecting.
  • As far as I know, I just have to pay for my private room upgrade - $50 per night.  My insurance covers me up to semi-private, and living in Canada, the government pays for everything else.
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  • The bill just for me was close to $20K, and DS's (circ, hospital care, etc.) was around $850. We will have to pay about $1,150 out of pocket after the insurance company pays their portion.


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  • I had a scheduled c-section & we were in the hospital for 3 nights with no complications and the total bill for me and LO was right at $25K. Thankfully we don't have to pay any of that!
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  • Our out of pocket will be about $2500 for hospial, OB, pedi, delivery.  We have a $750 hospital deductible.  It kinda annoys me because I was in the hospital for 36 hours total, had a very easy vaginal delivery (but was induced with a catheter), and didn't have meds. Whatever...at least most of it was covered.
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  • The bill was around $9,000 for a vaginal delivery with epi and no complications. Our insurance covers everything so we only had to pay $300 for a private room upgrade. 
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  • I have no idea yet. All I know is that our max OOP is $2000, so it won't be more than that.
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  • imageJenLuvsRichard:
    my insurance pays for everything. We didn't have to pay anything!

    This. And now that that is over and it's open enrollment at work I might reduce my plan. lol

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  • I had a regular vaginal delivery 3day stay with epi at a cost of about 14k including Mj's stay in the nursery.  I may have to pay something towards the epi since the MD was non par with my insurance but they are fighting that and I have secondary coverage.  Other than that I owe nothing.

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  • Mine was $34,025 Indifferent

    So we will be billed for a total of $1,099. (20% co-insurance for LO's portion of bills and circumcision). Everything for me covered at 100% due to already meeting my annual max out of pocket before birth ($2500). My insurance was $70 a month before LO was born.

    Total of 4 nights stay in private room. Induction for pre-e with an epi which failed, so followed by emergency c-section. No other complications besides for routine pre-e meds and re-tests.


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  • $0 and no co-pays.

    Insurance covered everything 100% from the time I made my 1st appointment onwards. Thank goodness because I stayed in for 2 days & LO was in NICU for 4 days. I didn't even receive a bill.

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  • Mine was about 13,500, and my Out of pocket is 3k. And i've already paid a $500 deductible, as well as 150 bucks for all the ultrasounds (insurance didn't cover them fully) and the initial $50 copay.

    Sadly it prob would have been cheaper but I ended up needing surgery for repair.

    The thing that KILLS me is the anesthesia used to put me under for the 30 min repair cost the SAME as it would have if I had gotten an F'n Epi! *facepalm* 

    I guess even though it was only a 2nd degree tear it was so bad cuz it was from the inside and came all the way out to and up the side of my labia that they had to put me under to stitch it up. 

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  • Between DS and I the hospital bills are well over $100,000 and counting.  I had an easy and natural hospital birth but DS spent a week in the NICU for respiratory distress.  We are responsible to pay $8,000 which is our annual OOP max.

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  • $50,000 approximately. Had a csection stayed in the hospital only 2 days technically but they billed it as 3 of course.  My OOP max is $1500 so thats all we will hafta pay.
  • Our bill was about $33,000. We will have to pay $36.00 - for the TV and phone in the room.
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