2nd Trimester

Maternity Leave

Maybe it's just me...but I am SO confused about maternity leave. I live in CA...work full time as a nurse. I plan on working up until my due date if possible. I don't have much sick time to use and I don't want to use my vacation time because we are planning on using it later this year. For some reason, I was under the impression that you got paid for 6 weeks maternity leave, post having the baby. I was just informed that I only get 55% of my income for those weeks and that if I wanted to, I can use sick time or just not get paid. Then, my boss told me that we'd have to be sure that our insurance is still going during the leave, so we would probably owe a check to my company each month so that our benefits don't stop.

Really? If this is maternity leave, then it sucks! Am I missing something?

Re: Maternity Leave

  • If you qualify for short-term disability, which it sounds like you would - they normally will pull the amount of your insurance out of your paycheck. With it only being 55% of your income, that could be why they won't do it that way. My company is less than 100 employees here in Oregon, and I am eligible to take up to 12 weeks - UNPAID! So we are saving everything we can and storing up my sick time and vacation to help make my maternity leave as beneficial as possible without hurting the bank!
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  • FMLA holds your job for at least 6 weeks for Maternity Leave. Each company is different on what it pays during that time, if at all. I live in SC, required to use 5 sick days before my Short Term Disability kicks in, 4 weeks paid 100% and then 60% the rest of the time. I'm pretty sure I'm gonna have to use a week's worth of vacation just to be on the safe side. DH and I don't want to worry about money when we have a 6 week old baby! Sucks we don't get more help though! Tongue Tied
  • I don't get any maternity leave I have to use my vacation and sick time. I will be taking 6-8 weeks off but only 4 weeks will be paid and the second month will be unpaid. I am also not covered under FLMA so they couple get rid of me while I am out but I don't see them doing that.... Fingers crossed
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  • I'm in CA as well. Depending on the size of your company (I think) you are entitled to 6 or 8 weeks (depending on vaginal or c-section) of State Disability - I believe that is some percent of your income (55% may be right). YOu are also eligible for an additional 6 weeks of Paid Family Leave (PFL) as is your husband (assuming you don't work for the same company). I'll be using about 4 weeks of sick time as well as 2 weeks of vacation and then a bunch of time off without pay - my company gives us up to 6 months for maternity/paternity leave. So for now we're saving so we can manage for about 1.5-2 months on just one income.

    I think it varies from company to company how health insurance is handled. I"m on my husband's insurance through his work b/c it's better so I'm not sure how it's handled and he'll only be taking a couple of PFL weeks (so we may h ave to pay some, but not much). 

     I'm meeting with our HR person on Friday to get more details - if I remember, I can try to PM you the CA specific stuff. 

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  • My maternity leave "benefit" is 6 weeks unpaid leave.  That's it.  I have negotiated 10 weeks off.  I purchased my own STD plan from Aflac, which will pay me 60% of my salary for 5 weeks.
  • i'm a nurse in WI.  The fist week off is all Paid Time OFF, sucked out of vacation time.  weeks 2-6 are 60% from short term disability, supplemented with PTO.  The rest is vacation time.  awesome right........
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  • It does depend on the size of the organization and their policies. I would probably try to pin down your HR to get information on where that 55% is coming from because the state does provide some supplemental income above what most companies will pay through their own short term disability insurance.  In CA, they have to hold your job for 16 weeks actually so it really becomes a matter of pay at that point, not time.  Most companies, if they are paying you short term disability while you're out, will auto deduct the premiums from your paychecks so you won't have to worry about it. Your boss probably isn't very well versed in these issues so it's definitely better to go straight to your HR or Benefits department.  It's their job to deal with these issues and to be experts, not so much your boss. You may find that the information isn't as bad as you think! Best of luck!
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  • imagesimplyme06:

    Maybe it's just me...but I am SO confused about maternity leave. I live in CA...work full time as a nurse. I plan on working up until my due date if possible. I don't have much sick time to use and I don't want to use my vacation time because we are planning on using it later this year. For some reason, I was under the impression that you got paid for 6 weeks maternity leave, post having the baby. I was just informed that I only get 55% of my income for those weeks and that if I wanted to, I can use sick time or just not get paid. Then, my boss told me that we'd have to be sure that our insurance is still going during the leave, so we would probably owe a check to my company each month so that our benefits don't stop.

    Really? If this is maternity leave, then it sucks! Am I missing something?

     

    HR manager here -

    So...

    A) you get six weeks (or longer if the doctor does not release you then) of state disability - Go to the EDD.ca.gov website for more info. yes, you only get 2/3 of your pay and yes, you can use sick/vacation time to make up the difference.

    B) Paid family leave (PFL) kicks in after that for another six weeks - again 2/3 of your pay and you can use sick/vacation.

    C) FMLA protects your job for 12 weeks and starts after disability ends.  FMLA is not paid and does not have to be taken all at once.  This also runs con-currently with PFL.

    D) Then you have CFRA...this gives you an additional 12 weeks again does not have to be taken all at one time...and is not paid but will protect your job

    E) Employers are only obligated to continue your insurance for the first 12 weeks of your leave. So...if you pay some of the premium you only have to pay that for the first 12 weeks. After that, you take additional time off, you are responsible for the full premium

    F) That being said...you are a nurse.  If you work for a hospital you are probably have a whole other set of rules because of the union...if there is one which there usually is.

    There is tons of information on the internet out there...here are a couple of sites for Cali.

    https://www.ehow.com/list_6728253_california-maternity-leave-laws.html

    https://www.paidfamilyleave.org/

    https://pregnancy.lovetoknow.com/wiki/California_Maternity_Leave

    Good Luck!

    ---Also, a lot of this depends on the size of the company you work for.

     

     

  • imageccorso:
    imagesimplyme06:

    Maybe it's just me...but I am SO confused about maternity leave. I live in CA...work full time as a nurse. I plan on working up until my due date if possible. I don't have much sick time to use and I don't want to use my vacation time because we are planning on using it later this year. For some reason, I was under the impression that you got paid for 6 weeks maternity leave, post having the baby. I was just informed that I only get 55% of my income for those weeks and that if I wanted to, I can use sick time or just not get paid. Then, my boss told me that we'd have to be sure that our insurance is still going during the leave, so we would probably owe a check to my company each month so that our benefits don't stop.

    Really? If this is maternity leave, then it sucks! Am I missing something?

     

    HR manager here -

    So...

    A) you get six weeks (or longer if the doctor does not release you then) of state disability - Go to the EDD.ca.gov website for more info. yes, you only get 2/3 of your pay and yes, you can use sick/vacation time to make up the difference.

    B) Paid family leave (PFL) kicks in after that for another six weeks - again 2/3 of your pay and you can use sick/vacation.

    C) FMLA protects your job for 12 weeks and starts after disability ends.  FMLA is not paid and does not have to be taken all at once.  This also runs con-currently with PFL.

    D) Then you have CFRA...this gives you an additional 12 weeks again does not have to be taken all at one time...and is not paid but will protect your job

    E) Employers are only obligated to continue your insurance for the first 12 weeks of your leave. So...if you pay some of the premium you only have to pay that for the first 12 weeks. After that, you take additional time off, you are responsible for the full premium

    F) That being said...you are a nurse.  If you work for a hospital you are probably have a whole other set of rules because of the union...if there is one which there usually is.

    There is tons of information on the internet out there...here are a couple of sites for Cali.

    https://www.ehow.com/list_6728253_california-maternity-leave-laws.html

    https://www.paidfamilyleave.org/

    https://pregnancy.lovetoknow.com/wiki/California_Maternity_Leave

    Good Luck!

     

    Cali here to, Just got off maternity leave.

    Pretty much all of this, but to break it down in laymans terms:

    4 weeks before delivery (disability) paid at 55% to 60% (there is chart)

    6 weeks (or 8 with c-section) after disability paid at 55% to 60%

    additional 6 weeks of family bonding paid at 55% to 60%

    THEN if you chose another 12 weeks UNPAID (not sure if this is FMLA or CFRA)

    all of this assuming you work for a company with more than 100 employees.  Also i check my pay stub and i pay into the leave program which made me realize that i am entitled to the leave. check your stub.

    but yes, if you paid a portion of your insurance you must cont if you wish to cont ur coverage.  Also, be thankful that you get paid maternity leave in CALI. most states do not get paid maternity leave, only job protection.

     

  • Remember it is maxed out $. Currently it is a max 987$ week ( no taxes taken out). Just wanted to tell you since, I always have 2 jobs as an RN, so I was surprised to find out that my benefit was maxed out at 951$ a week when i had my daughter ( which was a significant pay cut for me). otherwise above posts said it all.
  • imageMommyHeid:
    FMLA holds your job for at least 6 weeks for Maternity Leave. Each company is different on what it pays during that time, if at all. I live in SC, required to use 5 sick days before my Short Term Disability kicks in, 4 weeks paid 100% and then 60% the rest of the time. I'm pretty sure I'm gonna have to use a week's worth of vacation just to be on the safe side. DH and I don't want to worry about money when we have a 6 week old baby! Sucks we don't get more help though! Tongue Tied

     

    I'm pretty sure (I guess depending on the state) that FMLA holds your job for 12 weeks.  If you have short term disability it should cover a portion of your paycheck(my company is 60%) for 6 weeks for normal birth and 8 weeks for c-section.  Thats all after a two week waiting period...every STD plan is different...your may start earlier, have a bigger or smaller % of your paycheck that they pay, etc.  You need to talk to your HR department ASAP.

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  • You are not the only one, I live in MA and how they pay me is through Short term disability which they said you only get paid 2/3rds of my pay and if I have a healthy delivery I only get paid for 5 weeks if I have a complicated delivery they can pay up to 7 weeks.  If I want to stay out the full 3 months I am aloud by law I have to either go unpaid or use my Paid time to get paid.
  • We don't get any sort of short-term disability pay. The only paid part of the leave is what you've saved up in vacation and sick leave. (And you have to burn through it all before starting the unpaid portion of your leave, whether you want to or not.) On the plus side, I don't have to pay towards my insurance while I'm out.
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  • I'm from IL.  I work at a university, and this is how it was explained to me:

    1st week I use sick days.  Following 6wks (vaginal delivery) or 8wks (c-section) I go on STD.  They pay 80% (since I've been working here for the min. 5yrs, otherwise it'd be 60%) and the rest is covered by my sick and vacation days.  Due to FMLA, I have the option to take the additional 4 or 6wks (depending on the type of delivery), but I will have to use my sick and/or vacation days.

    Luckily, all my sick/vacation days rollover every year, so I've managed to accumulate a lot of time.  The other option I have is to take 8wks, and if my boss allows it, I can work a 0.8 schedule- meaning I work 4x/week, using my sick/vacation days with no penalty.

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  • imagejkylie:
    imageccorso:
    imagesimplyme06:

    Maybe it's just me...but I am SO confused about maternity leave. I live in CA...work full time as a nurse. I plan on working up until my due date if possible. I don't have much sick time to use and I don't want to use my vacation time because we are planning on using it later this year. For some reason, I was under the impression that you got paid for 6 weeks maternity leave, post having the baby. I was just informed that I only get 55% of my income for those weeks and that if I wanted to, I can use sick time or just not get paid. Then, my boss told me that we'd have to be sure that our insurance is still going during the leave, so we would probably owe a check to my company each month so that our benefits don't stop.

    Really? If this is maternity leave, then it sucks! Am I missing something?

     

    HR manager here -

    So...

    A) you get six weeks (or longer if the doctor does not release you then) of state disability - Go to the EDD.ca.gov website for more info. yes, you only get 2/3 of your pay and yes, you can use sick/vacation time to make up the difference.

    B) Paid family leave (PFL) kicks in after that for another six weeks - again 2/3 of your pay and you can use sick/vacation.

    C) FMLA protects your job for 12 weeks and starts after disability ends.  FMLA is not paid and does not have to be taken all at once.  This also runs con-currently with PFL.

    D) Then you have CFRA...this gives you an additional 12 weeks again does not have to be taken all at one time...and is not paid but will protect your job

    E) Employers are only obligated to continue your insurance for the first 12 weeks of your leave. So...if you pay some of the premium you only have to pay that for the first 12 weeks. After that, you take additional time off, you are responsible for the full premium

    F) That being said...you are a nurse.  If you work for a hospital you are probably have a whole other set of rules because of the union...if there is one which there usually is.

    There is tons of information on the internet out there...here are a couple of sites for Cali.

    https://www.ehow.com/list_6728253_california-maternity-leave-laws.html

    https://www.paidfamilyleave.org/

    https://pregnancy.lovetoknow.com/wiki/California_Maternity_Leave

    Good Luck!

     

    Cali here to, Just got off maternity leave.

    Pretty much all of this, but to break it down in laymans terms:

    4 weeks before delivery (disability) paid at 55% to 60% (there is chart)

    6 weeks (or 8 with c-section) after disability paid at 55% to 60%

    additional 6 weeks of family bonding paid at 55% to 60%

    THEN if you chose another 12 weeks UNPAID (not sure if this is FMLA or CFRA)

    all of this assuming you work for a company with more than 100 employees.  Also i check my pay stub and i pay into the leave program which made me realize that i am entitled to the leave. check your stub.

    but yes, if you paid a portion of your insurance you must cont if you wish to cont ur coverage.  Also, be thankful that you get paid maternity leave in CALI. most states do not get paid maternity leave, only job protection.

     

    This exactly. I used to handle disability for California for my company. Your pay will really depend on what your company provides so I would suggest speaking with your HR department if your manager does not know. The company that I worked for would supplement the pay to make the employee whole because our short term disability policy covered 100% of pay (this was very generous compared to most companies).

    So employees would receive the 55-60% of their pay from the state for the 6-8 weeks that they were on disability and the company would pay them the remaining 40-45% of their pay. Then when disability was over they were eligible for "baby bonding" time through the CFRA leave would gave them 12 weeks of job protected leave. 6 weeks of that was paid at 55% by the state and the last 6 weeks was unpaid completely. The company did not supplement any of this time so the employee could take vacation to supplement it if they wanted to. You really should talk to your HR department to find out exactly what your leave is and what your company covers. 

  • With DS, my maternity leave was horrible. I had to use PTO if I wanted to be paid any of my 6 wks off (I worked at a bank) and I only had 3 wks saved up--so I had 3 wks unpaid. ML in the U.S. is a joke.

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  • I can only take up to 6 weeks unpaid, luckily I have worked for this company for 5 years and have enough sick and vacation time to cover it. DH on the other hand has 12 weeks paid paternity leave plus an additional 4 weeks of vacation he is adding onto that.
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  • Sadly that is about right. 

    If you have been at your job 12 or more months AND you work for a company with 50+ employees within like 200 miles when you have the baby you quality for FMLA (Family Medical Leave Act) which intitles you to 12 weeks unpaid leave.  (you have to work at least something like 1,200 hours in those 12 months).

    Short term disabilty is 6 weeks at some % of your pay.  This is determined by your employer, for example at my job I have to take 5 work days completely unpaid first then I get the 6 weeks at 60% of my income, of which my insurance will still continue to come out....so basically unpaid.  I do not qualify for FMLA :(

    Pretty sh!tty if you ask me, I wish we lived in Canada and got the year off (I think they only get 50% of thier pay but still!!!)

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