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May 2011 Moms
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Feeling Beaten Down

andigurlandigurl
in May 2011 Moms

Don't mean to be a huge downer, but I just need to vent.

 I was laid off in September 2010.  The Civil Engineering Division of the company I worked at since 2005 went out of the business due to the economy.  I found out I was pregnant (not planned) 3 weeks later.  DF and I are so very excited about being parents, but obviously the timing could have been better.  lol.  I've been paying $551 a month for my COBRA premium, plus $340 global payment to my OBGYN, plus co-pays for ultra sounds, bloodwork, pre-natals, etc.  So it's equaled almost $1000 a month just in health care related costs.  The unemployment rate here in Las Vegas is the highest in the nation at over 15% and my chosen industry is completely dead.

Anyway, yesterday DF, my mom and I go to my doctors office for the anatomy scan.  Well, like a jackass, my previous employer (the parent company that is still in business) let our insurance lapse and my CIGNA expired December 31st.  Our new policy is not in place yet, and so I don't have insurance.  Long story short I don't know when the new policy will start, but it's supposed to be retroactive to January 1st.  I don't know if my doctor will be "in-network" with the new policy and I am so p!ssed.  I love my doctors office.  LOVE them.  If I have to change over half way through my pregnancy I am going to be so disappointed.  Not to mention we are getting totally screwed because we're going to have to pay out to our $2000 deductible for all services until December 31st, and then we'll have to start over with the new policies deductible (whatever it is) for everything January 1st and after.  We weren't able to get the anatomy scan that we were so looking forward to, because if the new insurance isn't "in-network" then we'd have to pay close to $800 out of pocket for scan.  I know it's stupid, but I was so looking forward to seeing the baby again.  Put on top of this that I've been sick with a terrible head cold for the past two days and have had about 4 hours total of sleep.  I was a crying mess yesterday.  I usually don't get worked up about much of anything.  I know things always have a way of working themselves out and this situation is no exception.  It all just seems so much more dramatic when a have a child growing inside of me!!!  I could really use a tall frosty Blue Moon right about now. ;)

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Re: Feeling Beaten Down

  • pandi02apandi02a member

    I am sorry, girl. It sounds very stressful. I hope it turns around soon. Can you look for another job. Maybe in a different field? I know with Engineers when you start working you pick a field to be in, for example MH is in Nuclear Power, but if he really wanted to he could totally switch and work with cars. Is it the same way for you? If not is your DF willing to relocate with you?

    Like you said, things really have a way of working themselves out. In a year you will look back on this and see that all of this made you a stronger person and led you down the path that takes you to where you will be. That will include a (tall) little baby. 

    I say have that beer... Maybe just a half glass. 

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  • smiling76smiling76 member

    Oh you poor thing!!!  I"m so sorry sorry you are dealing with this.  Ugh. 

    I say go and get one of those non-alcoholic beers and enjoy! 


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  • andigurlandigurl

    Thanks ladies. :)  DF and I are definitely looking to move away from Las Vegas (for many reasons-we definitely don't want to raise our child here).  He is finishing his program at UNLV though, and will be done right before the baby is born.  I feel like I'm in a complete stall pattern for now and it's just frustrating, I guess.  I'm used to having a career, and not having to worry about things as simple as health care, and here I sit.  In bed-surrounded by used tissues, cough drop wrappers, popsicle sticks and no health insurance.  Lol.  Quite the visual, right? ;)

     

    Pandi you are absolutely right that  this too shall pass and just make us stronger.  That's what DF keeps reminding me of.  He is a saint and my rock, when I didn't even know I needed one.

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  • mama bird77mama bird77
    Hugs!  And mmmmm Blue Moon.....
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  • fragglefanfragglefan member

    Have you looked into Medicaid?  I lost my job right when I found out I was pregnant as well and ended up getting on medicaid.  It's been a complete godsend!

     

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