cashing check ?

ali-1411 · November 2010

I have a check and its made out to both me and DH. There's no "and" or "or". It just has both our names, one on top of the other.

I'd like to go cash it today but DH didn't sign it. Will it need both our signatures or should just mine be enough?

ditzydi_2000 · November 2010

You'll need his.

jml5q · November 2010

I've never had to when depositing a check that was made out to Mr. & Mrs or to J and D...But maybe cashing is different.

I'd just forge his signature if you need it.

ali-1411 · November 2010

jml5q:
I've never had to when depositing a check that was made out to Mr. & Mrs or to J and D...But maybe cashing is different.

I'd just forge his signature if you need it.

I meant deposit. I don't need the cash in hand

It doesn't say Mr & Mrs, though. That's what is throwing me off. Its written,

DH LastName
Ali LastName

SaraLouiseBride08 · November 2010

I'd just sign it for him. I mean, assuming you have his permission and you aren't stealing his money, and all Wink

Kristen0709 · November 2010

Technically if you're cashing it you need both. Some tellers don't care but by law you're supposed to have both. I can also say that a teller isn't going to be ok with you forging the signature in front of them. When I was a teller people would pull this and it made me so mad, I couldn't take it. But like pp said if you deposit it into an account that both of you are on you won't need his.

Mrs.Purdue · November 2010

if you're depositing into an account with his name on it, then it's fine with only one signature.

i haven't worked in a bank for a LONG time, but if I remember right, we treated 2 listed names the same as if they had an "&". the only time it was ok for only 1 siggie and cash was if it explicitly said "or".

ali-1411 · November 2010

Yes, its being deposited into a joint account with both our names. So I should be good with the one signature? I'll try, at least!

Its not completely necessary to have it today, just more convenient for me since today I have a few of those mystical errands that normal people run all the time

Mrs.Purdue · November 2010

yep, you should be good to deposit it into a joint account! i do that all the time with our "mr & mrs" checks and never had any problems with just my siggie.

jml5q · November 2010

ali-1411:

Yes, its being deposited into a joint account with both our names. So I should be good with the one signature? I'll try, at least!

Its not completely necessary to have it today, just more convenient for me since today I have a few of those mystical errands that normal people run all the time

i NEVER sign any of my checks i deposit and they all get in my account fine. so you're good with whatever you do.

jml5q · November 2010

ali-1411:

Yes, its being deposited into a joint account with both our names. So I should be good with the one signature? I'll try, at least!

Its not completely necessary to have it today, just more convenient for me since today I have a few of those mystical errands that normal people run all the time

i NEVER sign any of my checks i deposit and they all get in my account fine. so you're good with whatever you do.

cashing check ?

Re: cashing check ?

Choose Another Board

Search Boards