I agree! I've paid most of mine off, but I would still love to have a balance of zero!!
On a related note....my SIL's friend (that did my hair for her wedding on saturday) was at the Favorite Things show that aired today. So lucky!!
If the attendees sell off their gifts, I'm sure that would take care of average loan and then some!
That would be hard, though...I'd want to keep those 18 scented candles.