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Life insurance vent related to PPD

meghans30meghans30 member
in Postpartum Depression
Applied for a new life insurance policy recently. I am very healthy; no history of anything EXCEPT PPD, which I still see a psychiatrist for in order to manage the dosage of my Zolft. I currently take 25 mg and see him every 3 months or so. Yes, my PPD was pretty bad; to the point that I was voluntarily hospitalized for 2 days, but once the meds took effect I have been fine for 3 years.The life insurance company approved the policy, but wants to charge me double due to the depression history :(  Guess I'll be sticking with m current crappy term insurance. 
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Re: Life insurance vent related to PPD

  • Meliss227Meliss227
    That sucks...I tried to up mine but I was declined because I had depression while I was pregnant. I was declared in remission too. Its so unfair.
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  • lrrblrrb
    Wow good thing I got my life insurance before babies....  I take effexor for reasons other than depression....but Im sure they would look at it and just label me.  I hate insurance but I love it...haha.

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  • tifvolleytifvolley member
    Ugh, this doesn't bode well for me.  My life insurance policy is pretty minimal and I planned on upping it in the new year.  I didn't realize PPD made that much of a difference Huh?
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  • robbie3982robbie3982 member
    Can they cancel your insurance or change your premium if you're diagnosed after starting your policy?  We got ours shortly after DS was born, but I was only recently diagnosed.
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