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Babies: 6 - 9 Months
How much in student loans do you owe?
Just curious. DH and I have 75k combined right now. That's down from 111k at graduation, but still.
::Barf::
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Re: How much in student loans do you owe?
Wow that's awesome.
We both did great with undergrad (I think under 20k combined). It was graduate school that killed us. I had almost 50k from grad school, and DH was similar.
Then you got it down pretty low. have you been making payments for a while? DH deferred the hell out of it as long as he could, which is why he has so much left.
Our family blog
I know it's not free college, because of the huge sacrifice your DH is making but wow, I would love to have college paid for already. I have my teenage daughter's paid off as long as she goes to school in New York, but I have 3 years left on DS1 and have not even started DS2's.
we've been paying mine for 5 years. DH just finished him MBA (night school) last year and we just went into repayment this month. An extra 250 out of our pockets every month. OOF
Agreed, that is so awesome.
I had a scholarship for undergrad and my mom paid for anything that didn't cover and grants for half of grad school, so I only have $7400 left to pay. DH worked and paid for school as he went so he has none.
The deal was that my parents would pay my UG loans (which totaled 10k and I think are pretty close if not paid off by them now)
and I would pay for grad school. I have my Master's but I had no loans, I was a GA at a Div I university and then worked full time there so they payed for all of it, I just payed the taxes out of pocket.
DH has none. We are currently paying his master's out of pocket
DH owes nothing because his parents paid for his college. I owe $48,000. $10,000 from undergrad just left over from room and board, I had a full paid scholarship, I paid off about $14,000 of my room and board fees while I was in college. $38,000 is from Grad School......ugh!
In my camera bag:
I think we're down to the 50K range. I've paid off 2 of mine and DH's parents took care of 1 of his. He has very little left since he went in-state, the worst is my personal loan - it's still at 30K after 5 years. And I pay extra on it every month!
Holy shiz... I didn't pay a dime of my undergrad degree and I just paid off the last $4000 from my masters earlier this year.
$0 for me!
Forgot to add $0 for DH as well. He completed his BS on a 75% Florida Bright Futures and the rest was out of pocket as he went. Geez, I feel really lucky after readying the numbers in this post!
me: zero
H: around 20k
my read shelf:
Almost 50k
DH= 0. Parents paid for his BA and Masters.
Me= about 2k left, but I will be going back next semester, hopefully.
I don't owe anything the military paid for my BS and they are also paying for my Masters. I'm double dipping now using Tuition Assistance and GIBill whatever is left will go to DD, and I started a 529 for her as well.
Me: around 35K. Nothing for UG (My parents paid), but I went back and got an elementary ed degree, and then two master's degrees.
DH: $0. WE paid them off years ago when we refinanced the house.
$0. I worked two part-time jobs during my undergrad work. I had a full-time and a part-time job during my graduate work.
Dh on the other hand, is another story...
full athletic with supplemental academic scholarships for undergrad
grad = about 40k. i'm hoping to defer and forbear it til i die or win the lottery. whichever comes first.
DH and I are both doctors...between his undergrad loans from a private school (mine are paid off) and two sets of med school loans, we have more than you guys. We'll be 60 if we take the full 30 years to pay them off, but I've budgeted so we'll have them paid off in 8-10 years.
I don't know exactly what the balance is right now, but it's around $35-40K.
That's just mine; I had no loans from undergrad, but major loans from my masters degree. DH got paid to get his Ph.D. (lucky!!) and had a small amount from undergrad that we'll have paid off in the next few months.
I consolidated my loans at a ridiculously low rate -- less than 2% -- so those are at the bottom of our list of things to pay off (as in, pay more than the minimum).
DD1, 1/5/2008 ~~~ DD2, 3/17/2010