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3rd Trimester
Toots_pop
member
Just called the hosp for a $$ estimate...
Toots_pop
member
For my hospital in Baltimore, MD these are the "average costs" for uncomplicated deliveries, and do not necessarily include physican's services (whatever that means):
Vaginal - $6520
C-Section - $10,292
I actually expected it to be much more for some reason. And I wonder how that measures up to other areas?
This discussion has been closed.
Re: Just called the hosp for a $$ estimate...
OBs and anesthesologists (or however that's spelled) don't normally include their fees in with hospital fees. They bill separately.
What you were quoted are probably hospital fees only.
Unable to even.
********************
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Oh heck NO!!! We pay our insurance deductible ($350) then 10% of whatever is left. I just had no clue if the hospital cost would be $5,000 or $20,000, so I just called out of curiousity.
my c/s hospital bill was around $40,000 and ds2's bill, who was in the NICU for 2 days was also around $40,000. thankfully, we didn't pay a dime of it because it was all covered under our insurance. (i'm in NJ)
edit: i was in the hospital for 4 days
Oh, I see. God forbid they keep it simple, right?
Yeah so it sounds good and all BUT if you have an epi there is a bill for the anesthesiologist, circumsicion-bill to do that, you have the bill for the pediatrician to look over your LO, you also have the bill from your OB.
My first Lo was an outright $250
My second LO we paid 10%. Tons of little bills kept coming in the mail. I think the hospital charge is just your basic labor (whether vaginal or c-section) and the stay. But then you have to pay everyone else.
Our second DS cost around $2,500
I can tell you that last year when I was induced and vaginally delivered our daughter (stillborn, mind you--so no new infant care and I only stayed like 12 hours after delivery), the total for the hospital, doctor, and anestesia was $14,000. Lots of things are billed separately.
With our 80/20 insurance, we paid almost $3,000 OOP.
Ours is about the same. Just keep in mind that generally a vaginal delivery estimate does not include any meds, including an epi.
Physicians are billed separately from hospital services, so they can't include their fees (delivering physician, anesthesiologist, ultrasound techs).
I work in billing at a our hospital, and for any service like this you will receive 3 bills. 1 from the Doctor, 1 from the anesthesiologist, and one from the hospital. Those prices *sound* about right, of course, plan for more if you plan on having an epidural, or if the have to stick you more than once to start your iv (you are charged for every needle, and also a seperate charge for every poke.)
AND fyi - when you come to the hospital, you are automatically charged for a roll of toilet paper, a box of gloves, the pillows, and the sheets. (and also other things like a bed pan, etc)
my thoughts exactly! i love cananda!
*bangs head against desk*
This is always an interesting topic... after delivering DD I had posted a question asking how much OOP people spent to have their babies... it was so huge of a difference I was blown away $0-40,000. It made me want to move to Canada and not have to worry about paying the hospital AND having amazing maternity leave benefits.
As pp's have said... be prepared for all the hidden fees, and separate bills. We didn't get the OB bill for months, and it hit me like a ton of bricks.
Every time I see this on these boards (Americans talking about how much it costs to have a kid) I am shocked. I can't imagine having to pay OOP to have a child. I really can't.
Did you call your insurance company? I only ask b/c this happened to me when I had outpatient surgery last year. The facility was in-network, but technically the anesthesiologist was not, so I got a huge bill from that dr. When I called the insurance company, the guy I spoke with said that somehow the bills came out of order (anesthesiologist was first, then others), so it got screwed up. For our coverage, as long as the facility was in-network, then the people who took care of me were also considered in-network.
I don't expect medical care to be free (I mean, I signed up for an 80/20 plan, not a 100% one... not that they offer one.) but I do expect it to be a little easier to understand, information available more readily IN ADVANCE of procedures being done, and for it to be done properly...
I don't think any of those things are too much to ask for when paying for a service.
All of this! And my benefits will only cost me about $50/month while on mat. leave...even better...
And I'ma takin' it with me too!!!
I've also heard that you should request an itemized bill to make sure they aren't charging you for anything you didn't get. I'm bringing my own Advil so I'm not paying $50 for two pills.
What Are Your Thoughts on Tap Dancing Penguins?
Definitely take everything disposable with you! LOL.
But - our hospitals policy is not to allow you to take any meds while you are in the hospital that weren't actually administered by the hospital. This includes perscription meds as well as OTC's. They have no way to verify that you are actually taking advil and not something else. So they will give you some from the hospital pharmacy regardless of whether or not you bring your own. But, the charge for advil here is only $3.30 and insurance will pay for it...
I called for an estimate too. Vaginal delivery is $11,000 - 15,000. C-section is $15,000 -$25,000.
All of that I have to pay is my deductible & our OOP max. Luckily, or not, I broke mt leg in January so the deductible is already paid. The baby is covered under my portion of the policy for the first 2 days, including NICU, and anything after that she's on her own - which means new deductible & OOP max.
I'll love you forever,
I'll like you for always,
As long as I'm living my baby you'll be.
- Robert Munsch
DD #1 passed away in January 2011 at 14 days old due to congenital heart disease
DD#2 lost in January 2012 at 23 weeks due to anhydramnios caused by a placental abruption
Ditto on this, Holy Fvck that is expensive!!!
This... The hospital can only tell you what they bill to your insurance company. Each insurance company is different in regards to how much they're willing to pay or allow on each individual charge or procedure.
Also, the hospital cannot require you pay anything BUT your deductible at the time of admission.
Our total bill for DS1's birth (that includes the delivery, doctor fees, newborn care, etc.) was around $15k, and that was an uncomplicated vaginal delivery with an epidural. We paid $5,000 out of pocket.
Our deductible went up this year so we'll be out $6,000 for DS2.