Wisconsin Babies

Health insurance question!

I just found out I'm pregnant. I'm 5 weeks tomorrow. My husband's company is splitting and our health insurance might be changing. Which means, I won't be coverd because I will have a pre-existing condition. Cobra is ridiculous.

I was wondering if I could "quickly" get an individual plan and "pretend" i don't know I'm pregnant yet because it is still early. I mean really, I could have found out at 6 weeks. Could they drop me when I "find out" im pregnant?

Re: Health insurance question!

  • Most individual plans will not cover pregnancy and if you want that coverage it is an additional 3-400 a month depending on the plan.  Are you sure that Cobra won't cover it?  I thought that because it is still part of a group plan that they have to cover it.  I may be wrong since I am not that familiar with its coverage.  
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