Community› The Bump Local Boards› Minnesota Babies
Minnesota Babies
New Discussion

MATERNITY HEALTH INSURANCE HELP!

Katie JeanKatie Jean
in Minnesota Babies

HELP!

I was recently let go from my job and am in the process of TTC. I don't want to stop TTC till we have helth insurance for 18 months like most insurance companies. Does ANYONE know of a good health insurance option for the unemployed? HELP HELP HELP!

Warning No formatter is installed for the format bbhtml
Report Reply to Post

Re: MATERNITY HEALTH INSURANCE HELP!

  • BMenzBMenz

    ds' Medica Solo plan has a $3k deductible, but the first 3 visits to the doctor are at a $30 copay not counting towards the deductible. all of ds' well kid check ups along with all of his vaccines are covered in full until he turns 18, and I pay $91 and change for his monthly premiums it also has coverage for adults including all prenatal visits covered in full but no coverage for l&d services...

    BUT

    if your DH has insurance coverage you may be able to get under his plan without having to wait until open enrollment because you went through what is called a "life changing event" which would qualify for a special enrollment period. your coverage would just start the 1st of the next month after enrollment

    Lilypie Fifth Birthday tickers

    In my bag
    d90
    50mm f/1.2 * 28-85mm (Macro) f/3.5-4.5 * 70-300mm f/3.5-4.5
    Opteka Fisheye Adapter * Lightscoop
    Report Reply
  • Loading the player...
  • Mich411Mich411 member

    I had the same thing happen in the middle of IUI.  It was terrible!  Hubby's insurance did not cover "specialized fertility clinics".  I actually picked-up a solo BlueCross BlueShield plan and they covered most of it.  Once we had baby in the oven I went under his plan as he has decent coverage otherwise.

    Another thought, google companies that offer insurance to part-time employees.  I know Lowes does.  My co-worker worked their for 3 years part-time while her kids were little and they offered her insurance. 

    Good Luck!

    Report Reply
  • BMenzBMenz
    oh! i just remembered Starbucks offers employees health insurance even if you just work PT (my cousin worked there for a bit out in Las Vegas)....but I don't know what the coverage was for him
    Lilypie Fifth Birthday tickers

    In my bag
    d90
    50mm f/1.2 * 28-85mm (Macro) f/3.5-4.5 * 70-300mm f/3.5-4.5
    Opteka Fisheye Adapter * Lightscoop
    Report Reply
This discussion has been closed.
Choose Another Board
Search Boards
"
"