I'm delivering with an OB in a hospital. I'm leaning toward a natural birth and my insurance doesn't cover midwifes or doulas so I was considering paying for one OOP. I'm not sure if this is reasonable because I have no idea how much that would cost. Does anyone have experience or advice with this? Is it worth it? I know it varies regionally but If you don't mind sharing, how much did it cost you? Thanks!
Re: Hiring a midwife or doula OOP?
it does vary greatly. I interviewed one doula with a year experience (but other years' experience as an RN) that charges $450 and one doula with 15 years experience that charges $850. We honestly didn't take the cost into consideration but decided to go with the first based on the connection I felt with her (and my H happened to know her from his HS days and liked her too, so that was great!) and just happened to luck out that she was in the "early" stages of her doula career and doesn't charge as much.
I know some VERY inexperienced doulas will do deliveries free in order to build their experience and "portfolio." I would have considered that because I have no problems with people learning (I'm always the first to say "sure" when asked if a med student can draw my blood, perform an exam, etc.). My dad, however, won't let a student near him in a medical situation due to his own fears and comfortability. So it's up to you!
Well you typically have either a midwife or an OB. If you are going with an OB then you won't need a MW. If you are considering switching, you will want to talk to the MW. Some will work out pretty reasonable payment plans. I am glad our insurance will cover any licensed provider.
Doula's vary depending on area. Around here they are around $500. We will have three prenatal meetings and she will be available for the entire labor. Our insurance doesn't cover a doula.
Are you talking about homebirth midwives or hospital-based midwives? Because hospital-based midwives (usually) work with OBs, so insurance will cover them.
As for doulas, we paid $700 two years ago in Michigan, and are paying $1100 this time around for a doula. But the doula this time has a lot of experience (trains other doulas, has been working for 15+ years, etc), so we're definitely paying for experience. Some of the paperwork she gave me talks about badgering your insurance company to cover it, and that sometimes they will...
DS2 - Oct 2010 (my VBAC baby!)
This. If you are looking at your insurance website, don't even bother to look up if hospital-based CNMs are covered. It's much easier and more accurate to contact the CNM directly and find out if she takes your insurance.