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If you provide health insurance to your nanny, please help!
One of our nannies is going through a divorce and soon to be without health insurance. As she had always been on her husband's plan (and our other nanny is on her SO's plan) this was a benefit we hadn't dealt with until this point. Now that they are getting close to finalizing the divorce we need to figure out how to cover her insurance, so if you cover your nanny's insurance, how do you do it? Did you find her a program and buy it for her or just provide additional salary to fund it? She has a daughter who will likely not be covered by the ex, so we will likely need to find her a family plan. If it makes any difference, we're in NY state. Any advice is greatly appreciated!
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Re: If you provide health insurance to your nanny, please help!
Why would her ex not cover the daughter? It is extremely expensive to buy it on your own, but even more so for a family plan (sorry). A good plan is at least $1,000 a month.
You could do a really high deductible plan. In any case, I would ask around for an insurance broker (local). Maybe give him a budget and see what he can come up with.
If you have more than one nanny, how many hours does she work? I'm sure you want to cover her to keep her, but most companies don't provide health insurance to part-timers, unless it's at least 60%. Just a thought.