Toddlers: 12 - 24 Months

Has anyone opened a 529?

I don't know where to begin to do my research.  Any tips?  Which plan did you choose and why?
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Re: Has anyone opened a 529?

  • We have one.  We opened ours with our financial planner, so we didn't pick out the specific plan.  I think ours is a Rhode Island plan, but I'm not positive.  I saw a recent article online about the best states' plans, but I can't remember where.... Maybe google something about comparison between different states' 529s?
  • We did ours through our financial planner...our's is a John Hancock one...I can't remember what state it is out of...
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  • We did one through our state.  There was a recent article about choosing one in Parents magazine last month or the month before that had some good pointers.  
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  • We have one through the state.  It's great, especially for great-grandparents.  We were able to send each a contribution book so they don't have to go through us and they love the tax deduction.
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  • Yes. We have one through our state, but I have heard that Ohio's is one of the best. I haven't done too much research on Ohio, just what I've heard.
  • Ours was done through our financial advisor. Its worth checking out because in Indiana, you can get up to 1000 dollars tax credit.
  • We have one (it's already lost $500...awesome)...we used www.savingforcollege.com to compare plans.  and if you google you can see some other "top 5" type lists.  It's pretty overwhelming.  We ended up going with a USAA plan because we have several accounts with them and trust them. 
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  • Check and see if you can find one that can attach with a UPromise account.  Check out Upromise.com for more details.
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  • We set one up ourselves. It was very simple. I chose the state we live in since there are state tax deductions for the contributions you make. I researched the plan a lot also through the online websites. Yes, it does help that I am a CPA : )
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