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Writing a check out to a 1yr old for b-day...

newmomma1newmomma1
in Parenting

yay or nay

 

I say nay 

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Re: Writing a check out to a 1yr old for b-day...

  • Marce921Marce921 member
    I say nay... I'd opt for a savings bond over a check.
    Marcey
    Kaden William 11/4/06 and Dawson Michael 6/30/10
    Dawson's first birthday - at the zoo
    image
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  • MrsStubbsMrsStubbs member
    Yes, better chance of it going into a savings account.
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  • newmomma1newmomma1
    the reason I say nay is because I don't have accounts for either of my girls.  Don't think I could cash a check I received with my daughters name.  A gift card has more thought IMO
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  • jettagurljettagurl member

    I've cashed a few made out to my kids without problems.  I, however, opt for a GC or cash if I was giving a form of money.  I have yet to give any of the above.  If I'm slim on ideas, I go with something personalized. 

     

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  • MrsStubbsMrsStubbs member

    imagenewmomma1:
    the reason I say nay is because I don't have accounts for either of my girls.  Don't think I could cash a check I received with my daughters name.  A gift card has more thought IMO

    Maybe a great time to set one up! My bank does them for as little at $10. I would much rather my kids have a college savings than a gift card for a toy that they don't need. Then again maybe we just have too much crap at my house already.

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  • newmomma1newmomma1
    imageMrsStubbs:

    imagenewmomma1:
    the reason I say nay is because I don't have accounts for either of my girls.  Don't think I could cash a check I received with my daughters name.  A gift card has more thought IMO

    Maybe a great time to set one up! My bank does them for as little at $10. I would much rather my kids have a college savings than a gift card for a toy that they don't need. Then again maybe we just have too much crap at my house already.

     

    you are absolutely right 

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  • amber*n*scottamber*n*scott

    If you get a check made out to your kiddo, print their name, sign your name and print your relationship under your name.  I prefer a check or cash.  Savings bonds are paying next to nothing.  I get better performance in a money market or investment. 

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  • jlw2505jlw2505 member
    I really think it depends.  If it is for friends - no.  If you don't want to get a gift, get a gift card for someplace or a savings bond as others have said.  For family, I think its fine. One of my SILs gives my kids a check for each birthday and Hanukkah and she knows we put it into the kids college fund.  She typically gets a small gift to go with it.
    Jenni Mom to DD#1 - 6-16-06 DD#2 - 3-13-08 
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  • jessicaclarejessicaclare member
    imageMrsStubbs:

    imagenewmomma1:
    the reason I say nay is because I don't have accounts for either of my girls.  Don't think I could cash a check I received with my daughters name.  A gift card has more thought IMO

    Maybe a great time to set one up! My bank does them for as little at $10. I would much rather my kids have a college savings than a gift card for a toy that they don't need. Then again maybe we just have too much crap at my house already.

    This! My bank lets me cash checks made out to my girls, but they know me. I'd much prefer a check for their savings than a toy to clutter up the playroom.

    image
    Annelise 3.22.2007 Norah 10.24.2009 Amelia 8.7.2011
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