Houston Babies

Maternity Leave-Disability

Hello! 

 We are looking to have a baby and I am concerned about affording maternity leave and using short term disability. Has anyone here used Aflac or have another provider they could recommend?? I am trying to plan ahead and I am getting overwhelmed by what insurance does not cover and lost income.  

thank you!  

Re: Maternity Leave-Disability

  • I called Aflac to look into a disability policy that would cover maternity leave, and the representative I talked to said they only offer that type of policy to customers who are purchasing through their employer. He said I couldn't buy it as a stand-alone policy. It would be worth calling since these things can change.
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  • A friend had it through an employer and used it. She found it useful. I don't remember any other details.

    I just had short term disability both times. Depending on how far ahead you're planning, you can save cold hard cash. 

  • My dad has sold it for 20 years and I dont think that what they told you was correct.  you can purchase a stand alone short term disability policy from them, you just obviously have to pay out of pocket for it. 
  • kj07kj07 member

    I have heard (but don't know for certain) that for STD plans, you need to carry your STD coverage for a year before you get pregnant in order to qualify for the post-natal benefit.

    Definitely something to check into with any plan you consider.  Good luck!

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    BFP #1 4/14/10. Big B born 12/28/10.


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