this is my 3rd pregnancy. i've always has blue cross insurance and my work offers prefered care blue or something like that, and that has been my coverage for 4 years now.
i've always gone to obgyn and my kids and i's family doctors here in liberty... i called to make my first appointment for this pregnancy and was told my ob only delivers at liberty which is out of network now for my insurence.
and i'm having a slight panic attack over it all.. i've had nothing but great experiences with my ob and liberty and the thought of trusting or delivering anywhere else scares the crap out of me.
has anyone ever paid out of network costs? or have any suggestions? i've toyed with the idea of natural birth this time around because the meds always make me super groggy afterbirth.
help.
Re: liberty hospital = upset momma.
Personally, I wouldn't want to pay anything extra then necessary. We have great insurance and only had to pay a small daily copay while in the hospital, but everything else was completely covered.
But you have to do what feels right for you and your family. Good luck!