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Stay at Home Moms
Want to be a SAHM, but there are complications...
I have a question for you all, and it may have been asked before, but I haven't seen anyone else with quite the same issue.
I want to be a sahm SO bad. I currently have a DS who is 4, and I'm pregnant with LO#2. When DS was younger, I stayed at home with him. In fact, I've only had to work outside the house for the last year and a half or so.
I want to be a SAHM. Especially when LO comes. The problem is, the reason I'm working is because my fiance works a commission job, and we had a really hard time for a while. Things are starting to pick up there, but you never know..
The big problem is I now work for a different division of the company that my fiance works for. He's really excited that I'm working here, and I love the company. I think he would be hurt if I even brought up the idea. I really don't know what to do, and any advice would be great.
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Re: Want to be a SAHM, but there are complications...
I can't help you with your FI being offended for you bringing it up, that is something you and he are going to have to work through.
But my DH works a commission job also. It can definitely work, but you have to be more careful budgeting and make sure there is money in savings to cover down months. It has been tougher the past year or so but I can tell that thins are looking up. So, go have the talk and see what you come up with together.
You love the company, so why would he be offended? It's not about the company, it's about what you want from your life and what you want for your family.
You've got a ways to go this pg still. Try living off of his salary now. Save yours. This will A) prove that you can make it on his salary; and
give you a nice cushion for emergencies or when business gets bad again.
If you can't completely live off of his salary now, try to just pay for things from your salary that will not be there when you are not working - like daycare.
As others have mentioned, you should talk to your DH and bank your income into savings to see if you can survive on just his income.
Also, if you love the company you work for, is part-time job an option in a different department? You would have more time home with the kids but have some steady consistent form of income coming in every week. That might be a good compromise if your DH is nervous about you SAH completely.
Good luck!