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Delivery cost and Pedi costs

asgarrisiasgarrisi
in Multiples

Really silly question, but I can't bring myself to ask the pedi or the nurses there about the copay for the twins once they are born. If you have a copay, do you pay twice if your children are scheduled at the same time/appt?

How about delivery? I know with one, we paid. But will it be different or more for twins (even if it's a vag. again? I know a C-Section is obviously more even for a singleton)

Thanks for being patient with my goofy questions!

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Re: Delivery cost and Pedi costs

  • amanda31Hamanda31H member

    Call your insurance company.  Also confirm with them that nothing will change by the time you deliver. 

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  • kegkeg member

    Definitely talk to your insurance company.  Overall, yep, it's two copays at the pedi office, although I only have copays for sick visits and well checks/immunizations are covered 100% for each child. 

    Our policy also covered maternity 100%, but it got tricky because the girls were in the NICU.  If they hadn't, it would have been covered 100% like my c-section and hospital stay.  However, since they were "sick" they were considered under the medical benefits, which meant we were responsible for something like 15% of each of their NICU bills and neonatologist bills.   Definitely clarify with your insurance company how it would treat each potential situation so you aren't surprised in the end. 

    2004-Started TTC; Nov 2007-Lap with endo removed; Jan 2008-Ectopic (mtx); April 2008-IVF #1 (bfp, twin girls); March 2011-FET (cp); June 2012-IVF #2 (bfp, singleton, EDD 3-19-12)

    ***Twin fraternal girls born at 35w6d in 12/2008***

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  • mbjmaybebabymbjmaybebaby

    For me it's one co-pay for the delivery (no matter how many babies or if you're having a c/s or vaginal birth).  Since it's considered an in-patient stay I pay that co-pay and everything else is covered. 

    I'm not sure about the pedi, I would assume it's two co-pays but that's a good question.  Call your insurance to verify or ask the pedi, I'm sure that's a very typical question.

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  • sawyer918sawyer918
    I would check with your ins. but yes, in my case you do pay 2X for the co-pay.  I found this out the hard way.  My pedi had me come in 3 times in a week for weight checks.  We spent $120 b/c of a $20 per child co-pay.  Lets just say I was not happy. 
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  • macchiattomacchiatto member
    We don't have copays (we have an HDHP) but yeah, at the pedi's it's two separate appointments and for delivery, some things were just one charge (like I think delivery? I'm actually not sure) but others--like the pedis who checked on the babies, hearing tests, obviously circumcisions, etc.--were per baby.
    fraternal twin boys born january 2009
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  • blossomblossom

    Call your insurance, but in general.... 

    Two co-pays for two kids for their doctor's appts. One co-pay for mom for delivery.

    The method of my delivery (vaginal vs. c-section) made no difference as far as my co-pay for my insurance. Thank god I have good insurance, my hospital bills were over $100K per child!! My out-of-pocket was just my $500 co-pay.

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