Community› The Bump Message Boards› 3rd Trimester
3rd Trimester
New Discussion

Did your epidural cost you 2k out of pocket?

sarelewissarelewis
in 3rd Trimester

I was reading a post on my local forum and someone commented this to be their cost - I was under the impression I was billed under a "global OB" fee and things like this would be included in a my deductable and then my 80/20.  Do most plans not include an epi in what's considered normal labor or a global package and charge you separately?  If so, wouldn't I just be paying 20% of it (Maybe it does cost 10k and that's why she paid 2k, but that seems HIGH to me). 

Insights would be great?  Insurance just confuses the heck out of me!

Report Reply to Post

Re: Did your epidural cost you 2k out of pocket?

  • chicagoshannonchicagoshannon

    The global OB fee is for all of your office visits and the OB part of delivery.  The hospital will send a separate bill for your room, medications ect.  The anesthesiologist will send another bill for his services. 

    My insurance covers epidurals and if I had to pay cash it would be $1,000.

    Report Reply
  • Loading the player...
  • KateysomethingKateysomething member

    Every insurance plan is so different. I don't think any of us can answer this for you - you're better off to call your Health Insurance Provider.

    But no, I did not have to pay that much. I ended up owing the anesthesiologist $135 or something

    image
    Rainbow baby due in September!
    image
    .image
    image 
    May Siggy Challenge - Favorite Onscreen Mom
    image  image
    Report Reply
  • jessicaskyyjessicaskyy
    We pay the OB fees and hospital separately.  The anesthesiologist will bill us separately as well. 
    Warning No formatter is installed for the format bbhtml
    Report Reply
  • madhatter2003madhatter2003
    Mine was a separate bill....it was about $1500 total for the meds and having it put in/doctor fee. That was separate from the hospital bill and also separate from the OB bill.
    My two PCOS miracles! Lilypie Kids Birthday tickersLilypie Kids Birthday tickers
    Report Reply
  • sarelewissarelewis

    imagemadhatter2003:
    Mine was a separate bill....it was about $1500 total for the meds and having it put in/doctor fee. That was separate from the hospital bill and also separate from the OB bill.

    $1500 that you paid, or $1500 total cost of procedure?

    Report Reply
  • Dreamsicle23Dreamsicle23 member
    My insurance just has a standard "Inpatient copay" for any hospital stay.  Another woman here delivered last year and had an epi and she still just paid the standard co-pay.
    Photobucket

    Bar tab = $156,000, Bus to Foxwoods = $0, Puking in the Stanley Cup = Priceless

    Report Reply
  • roppababyroppababy
    My insurance covered al of my previous c-section but not anesthesia...I paid $1000 for my spinal.
    Baby Birthday Ticker Ticker Baby Birthday Ticker Ticker BabyFruit Ticker
    Report Reply
  • kaiteediditkaiteedidit member

    My insurance covered the cost for everything. But the anesthesia bill was separate from the OB bill.

    It really depends on how your insurance works and what they will/will not cover. 

    Lilypie Fourth Birthday tickersLilypie First Birthday tickers
    Report Reply
  • coleaddison2007coleaddison2007
    I cant remember how much I actually paid however the actual amount the epidural was between 1-2k on the bill. It depends on how long you are on the epidural because its a drip you are billed on the amount of medication used.
    Report Reply
  • augs06augs06 member
    imageKateysomething:

    Every insurance plan is so different. I don't think any of us can answer this for you - you're better off to call your Health Insurance Provider.

    But no, I did not have to pay that much. I ended up owing the anesthesiologist $135 or something

    Ditto the bolded section.  I was due the hospital on flat copay and my doc's office another.  I think my epi would have been over $1k without insurance coverage.
    forcing sisterly love since 07.06.10
    image
    Report Reply
  • three4methree4me
    I pay the OB, hospital and anesthesiologist separately.  I don't know how much my insurance billed for the epi with DD, but I think I paid around $60  for my part.
    Report Reply
This discussion has been closed.
Choose Another Board
Search Boards
"
"