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Travel insurance

thebtheb
in Canada Babies

Anyone look into getting travel insurance while pregnant? I have heard that you are "un insurable" past 24 weeks.

What has your experience been?

Thanks

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Re: Travel insurance

  • daniellecsdaniellecs member

    Most are 30-32 weeks.

    CIBC travel insurance was 32 weeks for us. 

    When I had been looking, someone else suggested this place also. 

    https://www.travelinsurance.ca/plans/canadiansEHMTIC.php?ptxSource=Canadians

    Their exclusions for pregnancy are:

    EHM13 Routine or elective treatment for pregnancy within the first
    32 weeks of the pregnancy.
    EHM14 Pregnancy, childbirth or complications thereof after the 32nd
    week of pregnancy.

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  • thebtheb

    Thanks for the help! I will look into that.

     

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  • Jen&Joe06Jen&Joe06 member
    I have never heard that you are uninsurable after a certain point. Who mandates that?
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  • daniellecsdaniellecs member

    imageJen&Joe06:
    I have never heard that you are uninsurable after a certain point. Who mandates that?

     

    Just for travel insurance. It prevents you from deciding to hop across the border and gain US (or other) citizenship for your child at the insurance company's expense (mighty high expense at that). I think it makes total sense.

    And it's only insurance related to care of pregnancy or baby. If you go break my leg across the border, you are still insured.  

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  • Jen&Joe06Jen&Joe06 member
    Ahhh I see so out of country health insurance (say through your employer) still applies just not if you purchase travel insurance.
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