Do you tell DH everything? I have a confession...

MrsPreK · March 2010

So, I used to be one of those girls with 15 credit cards. 1 for every store. You name I probably had it in my wallet Big Smile

I cleaned up my act and payed everything off though years ago when DH and I were still dating. We now have 1 CC and barely use it. When we do, we pay it off every month.

My confession: I broke down months ago and got an ON/Gap/BR card Angel I just couldn't help myself. The shame......

I am able to pay it off with my $$ and I don't use it that often, but he still doesn't know about it and I'm afraid to tell him. At this point, it seems a bit stupid not too but I'm too chicken Embarrassed

That is all.......

Temp86398625009737 · March 2010

I broke down and got one too..told him it just showed up in our mail box and the deals that came with it were too good to pass up so I activated it! LOL

nicolesspirit · March 2010

I don't have credit cards but I do have some serious debt from college days. My husband asked what my credit score was when we got married and I uped the numbers a little Embarrassed

well when he wanted to pay off some of the big things on my credit he was shocked when he saw my real credit number.

MrsPreK · March 2010

mich2004bride:
I broke down and got one too..told him it just showed up in our mail box and the deals that came with it were too good to pass up so I activated it! LOL

Haha!! Glad to know I'm not alone. Maybe I'll use your explanation Angel

MrsPreK · March 2010

nicolesspirit:
I don't have credit cards but I do have some serious debt from college days. My husband asked what my credit score was when we got married and I uped the numbers a little well when he wanted to pay off some of the big things on my credit he was shocked when he saw my real credit number.

Dave wanted me to print out a credit report the other night and I was like "Oh, I forgot...." cause I didn't want him seeing it on there!! LOL.

EnglishMajor03 · March 2010

This isn't something that I would keep from my H. But I do keep some emotions/feelings from him, especially around my PPD. I don't think he's quite ready to hear how crazy I really am!

ETA: I have a Gap card too and it's the most amazing thing in the world!!...well, for me, but probably not for our bank account

kimberlybailey · March 2010

DH knew that I had credit card debt, but he didn't know exactly how much until a couple months ago when we were talking about what bills we each pay and why it seems like I never have any money. I told him that basically my whole EI goes towards bills and paying down my CC debt. He finally asked me how much it was ($15,000.00) and then paid everything off for me with our line of credit (which he pays). It was like a huge weight had been lifted off my shoulders.

Telyco · March 2010

I buy things online, mostly for the babies, on my one credit card. He knows I have it but doesn't really notice why I keep having to pay on it (the limit is only $1000)....is NOT telling considered lying? Eh, our kids need cute outfits and baby legs and things like that. : )

MrsPreK · March 2010

kimberlybailey:
DH knew that I had credit card debt, but he didn't know exactly how much until a couple months ago when we were talking about what bills we each pay and why it seems like I never have any money. I told him that basically my whole EI goes towards bills and paying down my CC debt. He finally asked me how much it was ($15,000.00) and then paid everything off for me with our line of credit (which he pays). It was like a huge weight had been lifted off my shoulders.

Wow - that was awesome of him!!!

Kitten80 · March 2010

In our relationship it was DH who had the debt & racked up credit card debt during our marriage without telling me. I couldn't believe it because for his job he works with money and is awesome at budgeting and saving the company money. If only he could practice what he preaches.

brightning · March 2010

It's the opposite with us. My DH wasn't totally honest with me about how much CC debt he had (I had zero). It took years to pay off and was a major stress on our marriage, esp since I'm so opposed to CC debt. We have had a zero balance for years now and it feels so good. I'd be livid if he said he had another CC again.

tmrtink · March 2010

When we got married I had hardly anything (less than a thousand) which we paid off immediately. However, when we got married, DH was in grad school and working as a TA, and I went back to school and only worked part time so we racked up a LOT of cc debt which we're hoping to have paid off in the next 5yrs. It's the biggest stress in our lives right now, and if I ever found out he had another card or something like that that I was unaware of I'd be livid. Right now we don't use any cc's because we really can't, and we're only using cash, which is how I want it to stay from here on out.

sunnytrees · March 2010

I have a big fear about secrets and stuff due to some issues with my parents. My father was far from honest on so many levels, so I am not at all ok with secrets of any kind. That said, I admit that is more of a personal issue and I think as long as you keep paying it off, it's no big deal! Or maybe just tell him you have it and will always pay it off but the minute you can't, you'll close it. That might make you both feel ok/good about it!

EaglesGirl65 · March 2010

There are a couple of things I would have LIKED to keep a secret from DH but he is such a snoop he found it all out Wink Nothing major, just a couple of store cards I had floating around.

Now we live back in Wisconsin so it isn't a problem. Its kind of nice living in a marital property state. Whenever someone opens a CC the other gets a nice letter about it.

Daisy77 · March 2010

Yeah, pretty much. I like to be open about money. My ex was always going to his parents and asking for money behind my back. I had credit card debt coming into my relationship with DH, but it was from supporting myself and DD#2 during my separation/divorce. DH helped pay it off. We have some debt now, but we *rarely* add any new cards to it. I recently got one from a store, but the deals/coupons were pretty great and I pay it off each month so DH was cool with it. We both have pretty good credit scores and I'm anal about keeping it that way Smile

MamatoJackson · March 2010

sunnytrees:
I have a big fear about secrets and stuff due to some issues with my parents. My father was far from honest on so many levels, so I am not at all ok with secrets of any kind. That said, I admit that is more of a personal issue and I think as long as you keep paying it off, it's no big deal! Or maybe just tell him you have it and will always pay it off but the minute you can't, you'll close it. That might make you both feel ok/good about it!

This for me, too. Both my parents are liars, about important things and non-important things so there were always lots of secrets in my household... I can't handle secrets now!

gatogrrl · March 2010

Since you're not having trouble paying it off, your DH probably wouldn't mind. Sometimes it's hard to resist those offers of % off if you open a card!

jshf · March 2010

I don't tell DH everything, but it's not about money. He's just very sensitive, so I have to be careful not to hurt his feelings. I'm pretty thick skinned, so most things don't bother me. Like he grabbed my big belly roll and said he couldn't resist! But if I told him that he looked heavier, he would feel awful!

jacksjerseygirl · March 2010

Yikes. I wish I could laugh at the OP confession but that's too much for me/our relationship.

I feel that I tell DH everything important/relationship impacting.

rianals · March 2010

DH and I are working VERY hard to pay off all of our credit cards. We have been writing down every penny that we spend...But, sometimes, when I go to McDonalds (which he hates and I feel guilty about) I lie and say I ate at the grocery store deli or I just write down the money and "forget" to write what I spent it on.

lms_bride · March 2010

Do I tell husband every little thing? No. Would I tell him about a new credit card? Yes. He would kill me if he found the bill and didn't know about it, even if I was paying it off. My credit is his credit, and mostly for him it'd be a trust issue.

Don't be ashamed, you had a moment of weakness. Who doesn't love BR? But I would tell him and just be honest. Hon, I opened a new cc because they were offering great incentives, etc etc. I pay it off but I wanted you to know.

Want a personalized experience?

Do you tell DH everything? I have a confession...

Re: Do you tell DH everything? I have a confession...

Choose Another Board

Search Boards