My DD was not a preemie, but was in the NICU for 7 days on antibiotics due to inhaling meconium on her way out... I believe our insurance covers 80% of her stay and I'm afraid our portion will still be pretty big. We haven't gotten a bill or seen a claim yet and I am really curious. I know each situation is different, but I just want to get a general idea. TIA!
Re: How much did 7 days in the NICU cost you?
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Our LO was in the NICU for two weeks and it came to $75k.
We had an OOP max of $1k, so we paid a grand for her stay.
Weird because my stay was $24k (I had a vaginal delivery and I was there 3 days). I would have thought her stay would have cost a lot more.
DD#2 was in the NICU for 11 days (on and off CPAP, one dose of surfactant, Synagis, 2.5 or 3 days under bili lights, isolette) and it cost $45,500.
We only owe $1300 due to our out of pocket maximum and hospitalization fee.
DD was in the nicu for 10 days. Our total bill was around $52k and lab work and xrays were another $2k. We paid a $200 copay and $2100 for the stay. That was our out of pocket max.
Call your insurance to see what your out of pocket max is and if it went up when you added the baby to your insurance.
I work at the hospital that DD was in so her NICU stay was covered 100%. Didn't even get a bill so I really have no clue how much it was. Part of me is curious how much it was and part is just so glad I didn't have to pay any of it that I don't care!
One of my 35 weekers was in for 6 days and our bill for just his NICU stay was about 35k. Fortunately, my coverage paid 100%.
Not sure how much total was, didn't look, but our part was around $1500.00 and we have 80-20 split insurance,