AW: And THIS is why you use a credit card...

horizon1322 · February 2010

We just got our cash-back rewards check today. $424.31 just for using our credit card for the past 6 months. No limits. No points to be reimbursed. Just cash.

We don't pay any interest because we pay it off every month. We don't pay any fees. We haven't paid the credit card company anything other than for our purchases. And that's why I'm glad we have a credit card.

fabbate13 · February 2010

Excellent!

Ya Never Know · February 2010

That's pretty sweet!

Britt71884 · February 2010

Do you mind if I ask what card it is? DH and I are talking about getting a card with rewards and that sounds great!

horizon1322 · February 2010

Britt71884:
Do you mind if I ask what card it is? DH and I are talking about getting a card with rewards and that sounds great!

Costco AMEX. It's amazing. Clark Howard (financial guru) loves it!

BravoBravo · February 2010

I love cash back rewards!!

baze2 · February 2010

DH and I got a credit on our acocunt equal to one half an average months charges. I am soo with you. We pay it off every month but put EVERYTHING on it. Today I went to the grocery and put $6.75 on it. I used to get embarrassed. Not any more. CHARGE IT.

Mrs_Liberto · February 2010

We have an AMEX charge card (not a credit card) that accrues points. We love it-- it will be paying for either our flights to my sister's wedding or flights to a vacation in the near future.

MrsVonKikabee · February 2010

That's awesome! We use an Amazon Visa card and get tons of gift certificates for using it.

staycee · February 2010

that's exactly what we do. Use only one for points (which I redeem for Target or BRU GCs), and pay it off in full every month.

PinkRoses · February 2010

Go Horizon! I have an AMEX Blue Cash card, and pay it off in full every month. You get extra cash back for purchases on gas, grocery, and pharmacy items.

I also think CC's are a good tool to have because they give you added protection in the case of any kind of merchant dispute. I may not have much weight to throw around as a consumer, but AMEX sure does!

oh-zysbaby · February 2010

We use an Alaska Airlines CC for most of our purchases, and this is how I'm getting my whole family to Isha's house on Saturday for $15. Yep, 3 round trip tickets to LA.

It is looking like the costco AMEX might be a better deal though - do you find that there are a lot of places that don't accept AMEX though?

horizon1322 · February 2010

oh-zysbaby:
It is looking like the costco AMEX might be a better deal though - do you find that there are a lot of places that don't accept AMEX though?

There are a few, but they are mostly small or local businesses because AMEX charges businesses ridiculous fees (thus why they have such amazing rewards). That's why we also have a Visa for places that don't take AMEX. However, we generally only have about $10-20/month on our Visa bill.

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AW: And THIS is why you use a credit card...

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