Anyone on their own personal insurance...not through an employer?

Re: Anyone on their own personal insurance...not through an employer?

• Temp778367875008010

  February 2010

  DH and DS have insurance through Aetna and its about $250 for both of them.  To just add me would more than double it, due to my being of maternal age.  You can go without maternity, but you have to have had it for so long if you get pg, blah blah blah.

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• bundleofboy

  February 2010

  I pay $230 per month with Kaiser because they are the only one who offers maternity.  GL.
  

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• Summerly2

  February 2010

  We have a BCBS plan offered through our Farm Bureau (which we had to buy into; it wasn't too bad though). DS, DD and myself are on our own plan and we pay less than $250 a month for it. It's a high deductible/OOP plan though ($7500), so that's why it's as low as it is. I will have maternity after a year (again, high OOP though) and we have a $25 copay for doctors visits and Rx coverage.

  Much better than the $800 a month we were paying through DH's employer. He is still on their plan and the cost is neglible with it just being him now.

  ,

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• Blessed76

  February 2010

  I have Blue Cross and currently pay $356 a month just for myself. It's really good coverage with $0 deductible. In efforts to save money I am switching April 1st to a Blue Cross plan with a $5000 deductible that will cost me $125 a month. 

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• LoriFalce member

  February 2010

  We pay over $2,000 a month.

   

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• andrea922 member

  February 2010

  We have BCBS and pay $617 a month - and that includes about $140 a month for maternity coverage (although, like others have mentioned, you can not deliver in the first year of coverage and we have to pay $3000 oop for delivery). We pay $35 copays, and we each have a $2500 deductible.
  

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