We are in the process of creating our next year budget (DH's idea of fun for the holidays), but we are clueless about the costs of a newborn.
Our first baby is due in March, and we have already come with estimates for (a) L&D expenses, (b) diapers.
I am planning to nurse, so we won't need a separate line for formula (fingers crossed).
Any thoughts/ estimates on the costs of
(a) Pediatricians and prescriptions (for a hopefully healthy baby)
(b) Babysitting. I am particularly interested in learning the going rate for babysitters in Houston.
(d) Toys and learning materials (books, CDs, DVDs)
(e) any expense we are not considering?
I really appreciate any input as this is our first baby, our families live abroad, and none of our close friend have kids.