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Because I didnt see the post in time...vent and long

gunsofbrixtongunsofbrixton
in 3rd Trimester

I really need to get this out there about that stupid a$$ medicaid post... the girl that wrote that post is 21, a year older than myself...when i got pregnant it was a complete accident (a good one but accident nonetheless), at the time i had a job and we had just bought a house...unfortunately my company didnt offer me insurance til after i was pregnant and at that point said it was a pre existing condition and i would have to go else.

 i searched for private insurance and it was ridiculous how much it was going to cost us, more than our house payment! Anyway the point of this is, i believe the girl is making a bad name for women like me and several others that NEED medicaid...without it, I fear my child would not be healthy...i agree fully with many of the posters on there that state she is abusing the system since she fully intended to rely on medicaid and was planning this pregnancy...

okay my lil vent is over and I feel that i have said my peace...thank you ladies i will never again bring up such a mundane topic again!

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Re: Because I didnt see the post in time...vent and long

  • tklmechris98tklmechris98
    yeah their main problem with her is that she has money in the bank, but instead of using that money to pay for her child's medical she is using it to buy a home. Her baby wasn't an accident either, she planned it because she is assuming she is qualified for medicaid because she is pregnant. That isn't how it works.
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  • gunsofbrixtongunsofbrixton
    and that isnt right...you dont plan a baby to be a welfare baby, sorry if thats too harsh but seriously? who starts trying to have a baby knowing that you cant afford everyday living expense let alone a child...if we had been planning on our lil guy i would have waited another 6-7 years!
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  • lenaericksonlenaerickson
    Wow, I'm glad I didn't see that post. I'm on medicaid because for some reason, DH and I didn't sign me up under his medical insurance until i was pregnant. They said it was pre-existing and I didn't qualify. I was embarrased to have to get federal health insurance because at the time, i was working part time at target and DH is in construction but they weren't getting any jobs. Now I'm working as a full time teacher and DH has bounced back as well. I'm glad we had/have the medicaid when we needed it the most. Because without, I don't know what kind of condition our child would be in.
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  • BBachmannBBachmann
    You are right.  It's because of people like her, that these programs have gotten a bad name. 
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  • Battlebaby09Battlebaby09
    oh goodness.... what a mess!
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  • k.martellk.martell member

    I'm on medical (CA's version) and it was a pain in the ass to go through.  All of the paper work, bank statements, car loan statements, rental agreement, tracking down closed accounts for documentation stating they are closed, etc.  It took me 4 months to get approved.  No, I didn't plan of having a baby through Medical.  DH was laid off for 14 months, COBRA is waay to expensive, and he got laid off from his new job we relocated for the day I found out I was pregnant.  BTW, I was told I couldn't get pregnant nor keep a viable pregnancy past 6 wks.

    Yes, she may get it, but she'll probably have to pay a hefty co-pay because the co-pay is based upon your income and property value.  Still, not a way to plan your baby.

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  • tklmechris98tklmechris98

    imagelenaerickson:
    Wow, I'm glad I didn't see that post. I'm on medicaid because for some reason, DH and I didn't sign me up under his medical insurance until i was pregnant. They said it was pre-existing and I didn't qualify. I was embarrased to have to get federal health insurance because at the time, i was working part time at target and DH is in construction but they weren't getting any jobs. Now I'm working as a full time teacher and DH has bounced back as well. I'm glad we had/have the medicaid when we needed it the most. Because without, I don't know what kind of condition our child would be in.

     

    Similar thing happened to me. I didn't go under my DH's medical because it was expensive and I was looking for a fulltime job while I was freelancing/interning. Then OOPS...someone is pregnant! I have been trying to get medicaid for the past 9 months but they are giving me a hard time. We have just been paying out of pocket. Luckily I have a healthy baby and I haven't had major problems but imagine if I did... we would have been totally ***ked!! I didn't want to apply for medicaid, I felt like such a statistic rather than a newly expectant mom. My baby is coming next week and guess where I am going on Monday... back down to Medicaid AGAIN to see if I could still get something. If I can't then I can't but I am also going to ask about Child Health Plus.  Even if we have to pay monthly at least it would be a little cheaper than going on my DH's insurance which is totally raping us already and it's just him. 

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  • brandywardbrandyward

    Took me months to get approved also. I can't believe she's expecting to get something in just a few weeks. I've tried to get health coverage, but with diabetes (insulin dependent) and hypertension, no one would give it to me...not even an expensive plan.

    We fully planned on waiting until I'm out of law school, but that didn't happen. They still deny half of my charges because I'm high risk and my providers aren't billing properly. I hate calling them to appeal their denials and I'm so embarrassed about it.

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  • SmootchySmootchy member
    I must have missed the other post.  But I was told a company CAN NOT consider pregnancy a pre exsisting condtion!
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  • lilbit923lilbit923 member
    <-----is a Medicaid Fraud Investigator. Big Smile
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  • TimegTimeg
    imagemanda3987:

    i agree fully with many of the posters on there that state she is abusing the system since she fully intended to rely on medicaid and was planning this pregnancy...

    This sounds like my in-laws. Both BILs had planned pregnancies and got on our state's medicaid as soon as they could. They are choosing to live a lifestyle that makes them zero money and very happily accept assistance. I have a real problem with this.

    If you are capable of doing more and are not adequately providing for your family, then do something that does. Don't use assistance unless you absolutely need to (like your case where you cannot get insurance or in cases of unemployment).

    In my opinion, government assistance should be a stepping-stone, not a long-term decision.

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  • tklmechris98tklmechris98

    imagelilbit923:
    <-----is a Medicaid Fraud Investigator. Big Smile

     

    Well you've got a perfect lead over on 1st tri!! lol 

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  • MarthaP18MarthaP18 member
    It's because of people like her that I couldn't get medicaid, I'm sure. They end up giving medicaid to a lot of people who plan to have these babies, and plan for the government to support their pregnancy. I was laid off last year and worked temp jobs for about 6 months until I finally for the permanent job I have now. I started here as a temp at the end of April and found out I was pregnant May 5th. I didn't have insurance, and didn't qualify for insurance here until freaking DECEMBER. So I applied for medicaid, thinking they would at least help me in some way. Nope. I got share of cost medicaid for $2,914 a month, meaning I had to pay the first $2,914 in medical bills and medicaid would cover anything beyond that. I appealed it twice and was still denied. Apparently, i make too much money (fyi.... I'm just basically being punished for having a job.... we're barely surviving with paying our rent, bills, and medical stuff). So I've been surviving and paying all my medical bills for the entire pregnancy myself. I think people in situations like that maybe deserve at least some type of assistance from the government, at least low-cost health insurance or something. But there's so many people just taking, taking taking from the system that there's no money left for working-class people who actually just need a little hand for a couple of months. All the money ends up going to people who perpetually live off the system and never contribute to it.
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  • Luciddream328Luciddream328

    imagechapski:
    I must have missed the other post.  But I was told a company CAN NOT consider pregnancy a pre exsisting condtion!

    This?  I know private policies can, you have to be covered for 12 months before a pregnancy will be covered.  But if your DH has insurance through his company, I thought they couldn't deny you.  My DH has United Healthcare and he put me on his insurance right when I got my BFP, no problem. 

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  • seniah_05seniah_05
    HIPAA law states pregnancy is NOT a pre-existing condition - regardless of whether or not the mother had prior coverage.
    TTC since 2005. DS via IVF - 02/10 Baby #2 - due 10/16/11
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