Illinois Babies
Having a Baby - Nortwestern Memorial Hospital - Chicago
I am planning on having a child next year and just found out that Northwestern Memorial Hospital does not take HMO. If I was to go with the PPO option my employer offers I will pay an extra $140 per month. ($1680 year).
If I do get pregnant, the HMO only requires for me to pay a $250 Copayment. (THIS covers all costs)
The PPO has a $250 copay, and they only cover 90%.
A natural birth can range from at least $10,000 - $15,000 and a c -section can range from $15,000 - $30,000.
Therefore the PPO would cost a lot more.
Is Northwestern Hospital worth the extra expense?
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Re: Having a Baby - Nortwestern Memorial Hospital - Chicago
I would check with the specific OB/GYN you are planning on using. I was going to deliver at Northwestern and those prices are a little high from what I remember. We are going to deliver at a different hospital due to moving, and it is no where near that price either.
In a nutshell, if you have certain medical conditions or happen to develop one while pregnant or giving birth, Northwestern is the place to be.
Hope that helps
I also have a PPO and was shocked at how much I had to pay (I didn't do any research) - although we have a $2000 cap and ended up paying close to that for me (haven't paid DD's bill yet).
That being said, my DD unexpectedly came 6 weeks early... and during the two weeks we spent visiting her in the NICU, I think we said on a daily basis "I'm so glad we're here." Of course, most hospitals will do a good job with you, but Prentice is awesome and Children's Memorial was awesome.
I know Dr. Ann Starr has taken HMO in the past. Call her office and ask them. I have a friend that has HMO that sees to her.