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PSA: Before you buy a pump...

kkh2002kkh2002
in Preemies

check to see if your insurance will cover all or part of the cost.  My BCBS policy covers 80% (once I met my major medical deductible) of the cost of a pump for a preterm baby.  The catch is that I have to buy it from a "preferred vendor" meaning the hospital.  This'll save me a couple of hundred dollars at least.

ETA:  BCBS will also reimburse 80% of my pump rental.

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Re: PSA: Before you buy a pump...

  • sweetpea18sweetpea18 member

    You can also submit what you pay out of pocket to your flex spending account.  I ended up need a letter of medical necessity from the nicu, but they were more than happy to give it to me. 

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  • clyoungseyclyoungsey
    yep, i did both!!
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  • lemen99lemen99 member

    jealousE!  My insur co said that only a manual pump was medically necessary - to which I wrote a letter disagreeing and a statement signed by the lactation consultant and the neonatologist.  Speaking of, I never heard anything back, so I need to call to see if they reviewed it.

     

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  • clyoungseyclyoungsey
    imagelemen99:

    jealousE!  My insur co said that only a manual pump was medically necessary - to which I wrote a letter disagreeing and a statement signed by the lactation consultant and the neonatologist.  Speaking of, I never heard anything back, so I need to call to see if they reviewed it.

     

    this...is ridulous!  They know nothing about pumping obviously!

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  • BitterOldHagBitterOldHag

    Mine was covered 100%.  My doc was going to to write a medical necessity letter due to mutiples but with the NICU time and needing to measure every ml at feeding time, she didn't need to.

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  • clyoungseyclyoungsey
    There are codes for prematurity and engorgement that most insurance co's see as a medical necessity
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