Dallas-Fort Worth Babies

Help! I need Health coverage!!!

I am 22 weeks & my employer will be cancelling our health benefits Dec 1! This means I am not eligible for individual coverage in Texas.  We do not qualify for medicaid and I am freaking out about not having coverage my last trimester & delivery.  Does anyone have any ideas or suggestions???

Re: Help! I need Health coverage!!!

  • Unfortunately you will not be able to get maternity coverage already pregnant. My suggestion - call your OB immediately and talk to the business office. Then I would call the hospital. You will probably have to pay cash but can wok out a payment plan. 
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  • Check out the CHIP program.  If you are not eligible for Medicaid, you may be for CHIP.

    https://www.chipmedicaid.org/

     

    CHIP Perinatal

    Texas residents who are pregnant, uninsured and not able to get Medicaid may be able to get CHIP perinatal benefits. Coverage starts before the child is born and lasts 12 months from the date the unborn child is enrolled. Benefits include:

    • Up to 20 prenatal visits.
    • Prescription drug coverage based on the current CHIP formulary.
    • Hospital facility charges and professional services charges related to labor with delivery only. Preterm labor that does not result in a birth and false labor are not covered benefits.
    • Two postpartum visits for the mother.
    • Regular checkups, vaccines and prescriptions for the baby.
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  • I would also talk to Human Resources in your company and see if there are any options for you like Cobra or another plan.  You should also probably check with your DH's plan, if you have a DH.
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