I desperately need advice. I am 7 weeks pregnant and have no health insurance. My husband's job offers insurance but the cost is way to high. Medicaid denied us cause they say he makes too much money. I don't think that is fair because all of the bills we have to pay. What do I do?
You may just have to suck it up and pay for the insurance. I pay $50 a pay period and i have a $2500 deductible to meet before my insurance covers at 100%. So on top of all our bills, building a brand new home and having to front a lot of money for that..we have to pay all our OB bills until we meet $2500 dollars. It would have been $5000 but we decided to take my husband off the policy to lower the deductible...now i worry constantly about him getting injured on the job...Insurance sucks, cant live with it , cant live with out it..
Get your husband's insurance....ours is $645/month for family with not very good benefits. I've looked into private insurance and they don't cover maternity until you had the plan for a few years. Without insurance, my Csect (not planned!) would have cost me over $20K, I bet that insurance is looking a lot cheaper once you see that figure! You never know when you are going to have complications like I did that required a more extensive Labor/Delivery experience.
You may want to look into taking Dave Ramsey's financial course.....it really helps you get your finances/bills on track and out of debt. It is offered at churches all over SC.
Re: health insurance
Get your husband's insurance....ours is $645/month for family with not very good benefits. I've looked into private insurance and they don't cover maternity until you had the plan for a few years. Without insurance, my Csect (not planned!) would have cost me over $20K, I bet that insurance is looking a lot cheaper once you see that figure! You never know when you are going to have complications like I did that required a more extensive Labor/Delivery experience.
You may want to look into taking Dave Ramsey's financial course.....it really helps you get your finances/bills on track and out of debt. It is offered at churches all over SC.