TTC After a Loss

I hate DH's insurance

premiums = 421/month

deductible = 6K 

% I would like to kill his company (ie the government) = 100%

NFT 

oh please. not KU. effed up.

Re: I hate DH's insurance

  • Oh wow. What part of the government does he work for?
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  • That sucks!

    On the other hand, it's good to "see" you! I haven't talked to you in a while. How've you been?

  • DH works for our fair city. It sucks so much because the premiums for just him would be around 60/month but for me + him it's 421. SHEESH.  

     

    Goldylocks (you are the former mrs something to do with agriculture right ??) 

    ohhh I'm good!! I'm on a break right now to lose weight and finish this semester of law school, I'm doing an HSG in late November or December and then starting TTC with a vengeance!  Wahoo. 

    oh please. not KU. effed up.
  • oh and I would like to add that this is the insurance that covers police/firefighters who are out there busting their behinds to keep the city safe and the families of these brave people get screwed. Poo.
    oh please. not KU. effed up.
  • imagesuperluper:

    DH works for our fair city. It sucks so much because the premiums for just him would be around 60/month but for me + him it's 421. SHEESH.  

     

    Goldylocks (you are the former mrs something to do with agriculture right ??) 

    ohhh I'm good!! I'm on a break right now to lose weight and finish this semester of law school, I'm doing an HSG in late November or December and then starting TTC with a vengeance!  Wahoo. 

    Yes, that' me. I always forget that I changed my sn and I feel like people are just supposed to know me. :)

    Sounds like you have a great plan. Good Luck!

  • imagesuperluper:
    oh and I would like to add that this is the insurance that covers police/firefighters who are out there busting their behinds to keep the city safe and the families of these brave people get screwed. Poo.

    Confused

    That makes me sick.

    I'm a teacher in NC and my insurance is free, but it sucks so bad that we save money by paying for me to be on DH's policy.

  • sometimes it's cheaper to go without any insurance at all. Save the money you would be paying premiums with every month, and then when you see the Dr or have a service done at the hospital, you may qualify for an uninsured rate which is lower.

    Here where I live, we give folks sans insurance a 49% discount, then they can pay the balance over time interest-free, or apply for charity which will wave the remainder if you qualify. 

  • I think about doing that sometimes, but then I look at the emergency surgery for my ectopic which, if uninsured, would still have cost me about 20K (I was billed for 35K since I was insured) and I just couldn't have been able to pay that. So, I stay on my hyper-expensive insurance. 
    oh please. not KU. effed up.
  • You know, I know that's bad, but it seems to be about the same for everyone.  Or worse.

    Try this: Monthly premiums: $1700.  Deductible: $6K.

    Woof. 

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