Breast Pump health insurance?

2bePLC · September 2009

If your insurance covers breast pumps, which insurance do you have? Just curious

chelsearenee · September 2009

Mine covers only if there is a need for it like the baby wont latch on or something. I have blue cross blue shield.

Nicole&Mike · September 2009

yes 100%, I have health net.

amy5162 · September 2009

That's funny! I just asked DH to see if our insurance mentioned anything about breast pumps...he said nope.

MrsLeslie030405 · September 2009

Mine will only cover if a medical necessity... Tricare for military families.

JenniferTCU · September 2009

Aetna does NOT cover.

JaiKriBaby · September 2009

If you have employer-provided coverage, the coverage will vary depending on your employer. I have a plan with BCBS through my employer that does not cover pumps, but I know others have BCBS employer plans that do. Best to call your insurance company to check on the specifics of your plan.

chelsearenee · September 2009

amy5162:
That's funny! I just asked DH to see if our insurance mentioned anything about breast pumps...he said nope.

You should call and ask. They often dont advertise it and make you drag it out of them.

Heather1979 · September 2009

Aetna does not- they suck.

SeaStar430 · September 2009

United Healthcare does not.

coco_chip@yahoo.com · September 2009

We have AETNA and it is a reimbursable health expense with our Flexible Spending Account. We had to have a prescription from the doctor also.

amy5162 · September 2009

chelsearenee:
amy5162:
That's funny! I just asked DH to see if our insurance mentioned anything about breast pumps...he said nope.

You should call and ask. They often dont advertise it and make you drag it out of them.

Oh, good idea. I will mention that. Thanks!

jam1111 · September 2009

I wish! Aetna=NO

wkatie · September 2009

Cigna - no. Only if either you or the baby is hospitalized and you are unable to be physcially together.

Cygal · September 2009

I just called mine and they said it is covered if you've already met your out of pocket maximum, which is $1000...which I am guessing labor and delivery will. So, sweet! hopefully it all works out.

SoonToBeMrsLavigne · September 2009

I have BCBC Anthem and it was 100% covered. No medical reason required (policy changed April of this year) and I got it before the baby was born. I just needed a script from my Dr. It could be written for any pump I wanted. I chose a Medela Pump in Style Advance.

Just as a side note, I was given a hard time by the pharmacy because it's not usually covered. I just had to stay on top of them and I finally got it.

Good Luck!

CAM2007 · September 2009

I have BCBS Personal Choice and they cover $50 of the cost of the pump.

MarineWifey1106 · September 2009

I have Tricare, they only cover it if its a medical necessity and you get a perscription for your Dr. You could always just ask your Dr what they consider a necessity. Mine will write a script for one if I have latching problems, engorged breasts, or if LO ends up in NICU and I need to pump for that.

MamaQuick · September 2009

I have BCBS Federal Employee... they only cover a BP if it is medically necessary & I'll need an Rx from my dr. He's going to write me one. :-)

mash1982 · September 2009

Blue Cross Blue Shield

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