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Is infertility a preexisting condition?

WaitingforGraceWaitingforGrace member
in Infertility

Sorry for all the posts! Just have some time this morning so trying to sort some things out!

My husband's insurance covers infertility treatments up to $5k. If I was to go on his insurance would infertility be considered a preexisting condition?

Also, since his covers infertility, does that mean testing relating to him SAs, other things I can't think of, would be covered? 

Thanks soo much! 

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Re: Is infertility a preexisting condition?

  • KitkatishbakkKitkatishbakk member

    My insurance considered it a prexisting condition, but if you had insurance for 90 days prior to enrollment in their plan, prexisting conditions are covered. 

    My ins carrier does have a stipulation that after 90 days, 6 months, 1 year (whatever their choice) they will begin to cover those prexisting conditions if you did not have ins prior to their coverage.

    I hope that made sense. :)

    DX PCOS 2006 - Off BCPs since 1/09 - TTC #1 4 cycles clomid (50, 100, 150, 200) - FAIL, no O Multiple cycles clomid + femara - FAIL, no O 3 injectable cycles - FAIL Ovarian Drilling 6/2010. Several failed cycles follow. 11/2010 - "Hold" on IF treatment.
    10/24/2011 - Surprise BFP; EDD 6/21/12! BOY!

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  • EMNTOMEMNTOM
    ditto previous post
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