I just use water and baby wash in a bottle. I know other moms use some kind of oil. I just used what I had around the house already. it works great for me
I have 2 bottles - one is plain water for nonmessy changes and the other is water, a tiny squirt of baby wash, and a couple drops of tea tree oil - for messy changes.
Re: share your cloth baby wipe solution
I use Bottom Spray by Bum Genius if we are out...but it irritates diaper rash....when home at at my parents' we just use a cloth and warm water.