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Insurance covering Cloth Diapers!!!!!!!!!!

babygrovesbabygroves
in Toddlers: 12 - 24 Months

I am so excited!!! I had my Pedi write a note about DS horrible reaction to disposable diapers and that his sensitive skin requires Cloth Diapers. Insurance is going to cover it!!!!! Big Smile

::::doing the happy dance::::

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Re: Insurance covering Cloth Diapers!!!!!!!!!!

  • ckolak:-)ckolak:-)
    Oooh...that's awesome! I don't think that would work for us though, since we CD by choice. Have fun buying diapers!
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  • KatieTheMagnificentKatieTheMagnificent

    I'm beyond jealous.

    And curious to how it's going to work - do you buy, then they reimburse you for them?  Do you have a limitation on how much you can spend?

     

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  • Descanso*BrideDescanso*Bride
    so cool!  Have fun shopping!
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  • babygrovesbabygroves
    imageKatieTheMagnificent:

    I'm beyond jealous.

    And curious to how it's going to work - do you buy, then they reimburse you for them?  Do you have a limitation on how much you can spend?


     

    This is correct. Don't think I have a limitation?!?!?

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  • murphyecmurphyec
    I would have never thought, but I am glad your pedi did.
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  • KatieTheMagnificentKatieTheMagnificent
    imagebabygroves:

    This is correct. Don't think I have a limitation?!?!?

    Bad.  Ass.

    I would totally stock up on Goodmamas and wool.  If I had the money, I'd have an addiction.  

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  • LaroogirlLaroogirl
    That is awesome for you!  Have fun shopping!  You must share pics of the stash you compile.
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  • Summerly2Summerly2
    SO cool :) I think jenni was able to do this on EFF and I was beyond jealous ;) DD's pedi never mentioned anything of the sort (and they know we use cloth, but don't really "get" it) and we've had tons of rash issues in the past.
    Lilypie 5th Birthday Ticker,Lilypie 1st Birthday Ticker image
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  • babygrovesbabygroves

    imageSummerly2:
    SO cool :) I think jenni was able to do this on EFF and I was beyond jealous ;) DD's pedi never mentioned anything of the sort (and they know we use cloth, but don't really "get" it) and we've had tons of rash issues in the past.

    I asked on EFF if anyone knew of Insurance covering them and I was told to ask Jenni. She gave me some info and I mentioned it to my Pedi and then called my Insurance Co. and now I get to start shopping!!! :)

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  • brandonsfuturewife07brandonsfuturewife07 member
    Hmm
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  • toadslovetoadslove

    imagebrandonsfuturewife07:
    Hmm

    This and this: Huh?

    And we wonder why insurance is so costly - because its paying for freaking diapers. Why didnt you ask for cloth wipes while you were at it?  Or clothes?  Better yet -- maybe since he has sensitive skin he can get insurance to pay for private school.  I mean to me this is as frivolous as someone in jail suing over brand of toothpaste. 

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  • LoriFalceLoriFalce member

    Yeah, I am thinking for what I spend on disposables in a month, I could get a nice start on some CDs if that's what I wanted to do.

    And isn't there an online place that helps sell the used ones, as I recall?

    My insurance costs $2,000 a month. $24,000 a year, if we don't get sick and don't make one appointment and never take a pill. And I wonder why every month when I write that check. I guess I know.

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  • MonkeybuttwhatMonkeybuttwhat

    Hmmm you think if I went to the doctors and said DD has a rash from CDs that they would pay for my disposables?? I think not. Way to hike up the ins premiums to pay for daily necessary normal care on your child.

    IF everyone starts doing this the cost of CDs will sky rocket and normal CDers will not be able to afford them. Way to inflate the cost of CDs.

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  • babygrovesbabygroves
    It's coming out of OUR flex spending account that WE put money into every month. They don't cover diapers unless medically needed. Disposables cause such extreme rash on his bottom that he bleeds. It's very sad.  
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  • LoriFalceLoriFalce member

    imagebabygroves:
    It's coming out of OUR flex spending account that WE put money into every month. They don't cover diapers unless medically needed. Disposables cause such extreme rash on his bottom that he bleeds. It's very sad.  

    Flex and insurance are technically different. 'Could have saved yourself some problems if you'd said "Yay! I got it coverd from my FSA!"

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  • dpdwdpdw member
    imageLoriFalce:

    imagebabygroves:
    It's coming out of OUR flex spending account that WE put money into every month. They don't cover diapers unless medically needed. Disposables cause such extreme rash on his bottom that he bleeds. It's very sad.  

    Flex and insurance are technically different. 'Could have saved yourself some problems if you'd said "Yay! I got it coverd from my FSA!"

    And isn't the FSA coverage an IRS issue, not controlled by insurance companies?

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  • MonkeybuttwhatMonkeybuttwhat

    imagebabygroves:
    It's coming out of OUR flex spending account that WE put money into every month. They don't cover diapers unless medically needed. Disposables cause such extreme rash on his bottom that he bleeds. It's very sad.  

    So you meant to say you got approved to use your tax exempt income to buy diapers for your child? 

    That has nothing to do with insurance. 

    This whole thing confuses me. 

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  • ToosdaiToosdai member
    imagedpdw:
    imageLoriFalce:

    imagebabygroves:
    It's coming out of OUR flex spending account that WE put money into every month. They don't cover diapers unless medically needed. Disposables cause such extreme rash on his bottom that he bleeds. It's very sad.  

    Flex and insurance are technically different. 'Could have saved yourself some problems if you'd said "Yay! I got it coverd from my FSA!"

    And isn't the FSA coverage an IRS issue, not controlled by insurance companies?

    It is but some insurance companies handle the administration of FSA plans. They process the claims and handle payments, so I can understand the confusion if this is the case.

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  • brandonsfuturewife07brandonsfuturewife07 member
    imageLoriFalce:

    imagebabygroves:
    It's coming out of OUR flex spending account that WE put money into every month. They don't cover diapers unless medically needed. Disposables cause such extreme rash on his bottom that he bleeds. It's very sad.  

    Flex and insurance are technically different. 'Could have saved yourself some problems if you'd said "Yay! I got it coverd from my FSA!"

    yeah really.  i think you are just saying FSA now to cover your ass from the flames.

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  • babygrovesbabygroves
    imagedpdw:
    imageLoriFalce:

    imagebabygroves:
    It's coming out of OUR flex spending account that WE put money into every month. They don't cover diapers unless medically needed. Disposables cause such extreme rash on his bottom that he bleeds. It's very sad.  

    Flex and insurance are technically different. 'Could have saved yourself some problems if you'd said "Yay! I got it coverd from my FSA!"

    And isn't the FSA coverage an IRS issue, not controlled by insurance companies?

    When I called the FSA today to tell them what my Pedi had said, they said that it was about IRS. Since diapers are not covered unless medically needed they had to find out if my DS issue would qualify. Since his rash is so severe and we have a doctors note they account will cover it.  

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  • babygrovesbabygroves
    imagebrandonsfuturewife07:
    imageLoriFalce:

    imagebabygroves:
    It's coming out of OUR flex spending account that WE put money into every month. They don't cover diapers unless medically needed. Disposables cause such extreme rash on his bottom that he bleeds. It's very sad.  

    Flex and insurance are technically different. 'Could have saved yourself some problems if you'd said "Yay! I got it coverd from my FSA!"

    yeah really.  i think you are just saying FSA now to cover your ass from the flames.

    LOL. Believe what you want, if it makes you feel better.  

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  • babygrovesbabygroves
    imagebrandonsfuturewife07:
    imageLoriFalce:

    imagebabygroves:
    It's coming out of OUR flex spending account that WE put money into every month. They don't cover diapers unless medically needed. Disposables cause such extreme rash on his bottom that he bleeds. It's very sad.  

    Flex and insurance are technically different. 'Could have saved yourself some problems if you'd said "Yay! I got it coverd from my FSA!"

    yeah really.  i think you are just saying FSA now to cover your ass from the flames.

    Here you go BW: This is a post from EFF:

    https://community.thenest.com/cs/ks/forums/thread/20698982.aspx

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  • babygrovesbabygroves
    imagebabygroves:
    imagebrandonsfuturewife07:
    imageLoriFalce:

    imagebabygroves:
    It's coming out of OUR flex spending account that WE put money into every month. They don't cover diapers unless medically needed. Disposables cause such extreme rash on his bottom that he bleeds. It's very sad.  

    Flex and insurance are technically different. 'Could have saved yourself some problems if you'd said "Yay! I got it coverd from my FSA!"

    yeah really.  i think you are just saying FSA now to cover your ass from the flames.

    Here you go BW: This is a post from EFF:

    https://community.thenest.com/cs/ks/forums/thread/20698982.aspx

    My Pedi couldn't believe my DS bottom when she saw it. She instantly wrote a note. His bottom made her cringe because of how bad it is.

     

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