3rd Trimester

I am deathly affraid of... (vent/whine)

...any sign of labor right now...

For those of you who saw my post yesterday, yes my insurance just dropped me, without any notice.  Its a big mess, but basically my benefits expired five months before the last three people told me they would.  I was supposed to be covered up until the end of the year at LEAST, but when I had tried to fill a script the other night and couldn't, I got curious, called, and low and behold, no more coverage. 

Soooo, Now I am applying for Medicaid for the rest of my pregnancy, and I'm having to gather up a bunch of BS to take down to the office to get coverage.  Its really annoying, because I'm 34 (jesus, almost 35) weeks pregnant and I have no insurance, and now I'm having to have my parents send out my birth certificate (it was still in their safety deposit box), I have to get 'proof of termination' from my old insurance company, proof of pregnancy along with due date (yeah because me walking in there with what looks like a large pumpkin under my shirt doesn't show that i'm pregnant), along with bank statements, my social security card, proof of address and I forget what all else.   I know most of it should be fairly easy to get, but its just the fact that some of the stuff I have to wait to get, so I can't get any kind of temporary coverage in the meantime...so if anything happens, i'm totally screwed.

*sigh* And along with all of that, I am so sick of hearing my bf tell me that we should 'wait til after the baby shower' (because apparently his family is throwing me a 'surprise' shower) to try to finish getting the things we're going to need and I hate it because I'm sooo afraid that something is going to happen before the shower and we're not going to be even CLOSE to ready...because he keeps dragging his feet.  I got so mad at him yesteday for saying 'we'll see what happens after the shower' that I was yelling at him and crying.  I do NOT want something to happen and not be totally ready.  I don't have anyone other than my BF that I can send to pick up the stuff that I would need, and hes so clueless.  Also, i'd want him there.  Arrrg.  Sorry this just really frustrates me.  I just want to be ready but there is always something getting in the way.  i'm not saying I want to run  out and get everything for her, but we should have the asbolute essentials!

Re: I am deathly affraid of... (vent/whine)

  • oh man that blows.  i hope things work out for you. 
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  • Do you know already if you qualify for medicaid and if it will cover things retroactively?  Then it's just a matter of getting the paperwork filed but you will at least know you are covered.

     

    Sorry for the stress - I hate dealing with insurance. 

  • Well the good news about medicaid is they can backdate the coverage.  If your approved, they'll cover everything from the date your other insurance canceled.

  • Insurance companies blow. They just drive us crazy, no matter what.

    With newborns, though, there aren't that many things that you will need for a little while. A few bottles and formula if you FF, pads, diapers and wipes, car seat and a place for your babe to sleep. 

    If you don't have all the supplies, you'll still be okay! There's still plenty of time before you need all that fancy equipment.

    eta I'm with you on the frustration, though. I'm still trying to convince hubby to finish putting together the nursery furniture with very limited success. I'm about to take a ad out on craigslist to get someone to do it while he's at work one day.

  • Were you born in the same state that you're applying? If so (I think even if you were born in a different state) they can look up your birth cerficate at the office... so if this is what you're waiting for, I'd go ahead and go in and get the ball rolling.

    You can also go to your local health department to "confirm" the pregnancy, and they'll give you a temporary medical card until you get your regular card through the medicaid office. 

    Trust me, I know. I've done it. Lol. 

    Try and be patient... if you DO buy anything, don't open it/cut off the tags and keep the receipts in case someone buys you the same thing at your supposed surprise shower. 

    GL! Keep your head up!

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  • imageleslielou22:

    Well the good news about medicaid is they can backdate the coverage.  If your approved, they'll cover everything from the date your other insurance canceled.

    I did not know that.  Thank you...that's a huge weight off my shoulders because I've been freaking out, trying to get everything gathered up, and ending up in tears because I've been getting so frustrated.  I was not aware that they did that (the girl I talked to when I called for info was much less than helpful).

    Thank you ladies.

  • When is your shower?

    I got lots of great stuff but I am still buying essentials so you are right not to want to wait too long.

    I am so sorry about the insurance thing. That is terrible. I am so scarred of early labor too just because my maternity leave is unpaid and I haven't finished saving the money I will need to pay rent while I am home. I also still need the carseat and crib mattress. I guess as we get closer it gets more real. I can also feel him getting lower and heavier and this pregnancy is getting harder.

    Handle everything one step at a time. Save money to shop with right after the baby shower and go buy the stuff you need that you didn't get. There is no use in stressing yourself out or fighting now. I know cuz I was doing the same thing. Take care of insurance first, then plan out what you need for LO, pack your bags, it will all get done. You just have to believe that and stressing yourself out will only lead to what you fear the most...an early delivery.

    *hugs*Beer we can do this Smile

  • Hopefully the other girls' comments about Medicaid will help you stay calm. I can't imagine what it feels like to be going through what you are right now, but just remember...the less you stress, the less likely you are to have any pre-term labor.

    So take a deep breath, make a list, and just start checking that stuff off. You are obviously working very hard to get everything lined up and not procrastinating...Good Job! Keep it up.

    Um, yeah. The Bump be too crazy for pics of my kid.
  • If you do get approved for medicaid, they will back pay anything from the time you applied so rest assured  :)
    Abigail Noelle, 8.29.09
    Brady Phoenix, 8.29.09
    Claire Zoe, 10.26.10

  • Thank you ladies.

    i'm trying really hard to stay calm, but for some reason I am very emotional today.  I'm trying to talk to my bf about getting things done and he just doesn't get it.  I told him that for all I know I could go into labor tonight and there's really nothing I could do about it and his response was 'yeah, but you won't'.  I wanted to strangle him for saying that.  I wish I had some kind of control over it!  I have no idea when this baby is going to come and I'm sooo scared of her coming early and us not having a damn thing ready for her.

    Along with everything else that is going on lately (getting moved upstairs, my bf's sister moving out, hopefully getting the house sold, etc etc etc) I want to feel like I am at least prepared for the baby, but right now i feel so out of control of everything that I think I'm going to have a total meltdown!

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