Did anyone's insurance really help with the breast pump?

jenna0627 · July 2009

If so, I am jealous. That's all.

After waiting on hold for 27 minutes, they tell me no, it's not a neccessity. Boo to them!

Mrs.Foreste · July 2009

My insurance covers the full cost of a breast pump!

SouthernCJ · July 2009

Don't you just love calling the insurance company?

Ours actually does, but we have to pay the first $200 on one and they get the rest. I'm disappointed they don't give discounts or reimburse for baby classes though.

KatieRL1979 · July 2009

It really needs to be medically necessary for you to have one before insurance will cover it or for you to claim it on an FSA/deduct from your income taxes.q

HazelLOVE · July 2009

Mine only covers it if your baby is more then 4 weeks premature.

water-fairy · July 2009

Ours doesn't cover it!

mnbride1013 · July 2009

Our insurance will cover the rental for up to one year to a certain dollar amount, but I'm not sure what that amount is - can't remember.

sweetyface77 · July 2009

Does anyone know if it warrants a call to the insurance company or would they have that info on their website/in their paperwork? I HATE being on hold and wasn't sure if I should bother making the call.

tgallo · July 2009

as I was told...my plan specifically excludes it. You would think that they would cover it, especially since so many women use it so they are able to continue pump once they come back to work.

kell8807 · July 2009

Mine only will cover it if I go home before the baby does, and need to pump to take milk to the hospital...Boo...I'm jealous too!

soontobejesseng · July 2009

Only if Baby is premature or has to stay in the hospital for another reason and I don't.

jenna0627 · July 2009

sweetyface77:
Does anyone know if it warrants a call to the insurance company or would they have that info on their website/in their paperwork? I HATE being on hold and wasn't sure if I should bother making the call.

I searched and searched the paper work and online and couldn't find anything about them at all. That's why I ended up calling them.

GypsyEsq · July 2009

Mine covers it with an Rx - and my OB will give me an Rx whether or not the baby is premature or in the NICU or not. And to the pp I had to call the insurance folks, nothing on the website at all.

Jessica Kovacs · July 2009

Mine covers it as Durable Medical Equipment! I was really shocked.

janice74 · July 2009

Mine covers 70%. ?I had to get a prescription from my OB and mail it in with my receipt, but I was allowed to purchase the pump from anywhere.

We will see if it actually works out how they say. ?

Pecas13 · July 2009

I also need an Rx from my doc. I haven't asked her for one, though. Don't know if she will do it or not.

gurzillo · July 2009

Through work we have access to LifeWorks and I am able to get the Medela Pump In Style Advanced for only $110. See if your work or husbands work offers anything like that.

*KC*luvs*RJ* · July 2009

Mine will cover it totally, but that only applies if you're going back to work FULL TIME. BOO!!!

monicalynn1979 · July 2009

Mine covered 40%, medically necessary or not.

mrsmel · July 2009

mine reiburses $50 for a pump, $50 for childbirth classes, and $100 for a lactation consultant.

kerriandjeremy · July 2009

My insurance covers the full cost. I just need to get a prescription.

Mrs.BlueEyes · July 2009

Insurance doesn't cover it, but I can get the cost reimbursed through my FSA.

Lizard2022 · July 2009

My insurance just strated acovering some of the cost. I get 40% off if I order through a certian company online. One more thing I have to remember to do.

chelsearenee · July 2009

I just called mine. They cover only if there is a need like the baby cant latch on or is premature. Then I need a prescription.

AggieDee · July 2009

When I was pregnant with DS, insurance said it was covered as durable medical equipment. I just needed to buy it from a pre-approved place and get a prescription. I did as required. They lied and denied the claim. It was not considered medically necessary even though I had a prescription and went through all the hoops as they requested.

chelsearenee · July 2009

Mrs.BlueEyes:
Insurance doesn't cover it, but I can get the cost reimbursed through my FSA.

Not allowed under my FSA either. Boo!

sprice88 · July 2009

Mine will cover if necessary. I am planning on tellnig my Dr to write a note saying it is necessary!

bensuswed · July 2009

My insurance covers the full cost (just won't cover hospital grade). All I needed was a prescription stating a diagnosis of "pregnancy". I was shocked but very pleased!

JBarr · July 2009

Mine covered half of the Medela PIS, in the end I only payed $125 for it.

kmh2201 · July 2009

Yes, my insurance covers it in full (it's considered durable medical equipment, which is covered 100%). I'm very thankful to have such great coverage. I will probably walk away from this entire pregnancy and L&D for maybe $20.

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Did anyone's insurance really help with the breast pump?

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