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f/u building a house

Mrs. PinkMrs. Pink
in Louisiana Babies

We live on 5.25 acres with a mobile home on it. It was my grandma's and I moved in to take care of things in 2002 when she was put into the nursing home. After her passing, DH and I bought it in 2006 for $50,000 under appraisal.

We are planning to build behind here as soon as we can come up with like 20% of the construction loan. So it's a lot to do....

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Re: f/u building a house

  • kdonedizzlekdonedizzle member
    Ohhhh well thats pretty cool.  Where are you if you dont mind my asking.  Not specifcially but generally.
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  • Mrs. PinkMrs. Pink
    Out in the Central area, but yet in the country!
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  • kdonedizzlekdonedizzle member
    Nice.  I actually love the Central area.
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  • Mrs. PinkMrs. Pink
    Us too. Obviously since we are set on staying here! I'm glad the school system is changing here. It'll be nice for the future LOs. I grew up here and my private school is closed Tongue Tied due to some "issues."
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  • PaigeC1981PaigeC1981
    Have y'all got house plans picked out yet?  I am obsessed with looking at all the different styles!
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  • Mrs. PinkMrs. Pink

    I have a whole stack of ideas I like. DH bought me a housebuilding software that I used for a while. Sadly, he got it for me Christmas 2007 and I haven't looked at it recently. I'm soooo picky. Nothing is perfect so I've tried to incorporate some that I like and redo them.

    Y'all have any?

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  • Mrs. PinkMrs. Pink

    I love a lot of this guy's...

    https://www.maddenhomedesign.com/

    Ooooohh, let's share plans we like! I need to get back in the mood for that!

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  • PaigeC1981PaigeC1981

    www.mlmurphydesign.com

    I am in love with his house plans.  I like the new orleans style house (creole) with 2 stories and a balcony.  But really, I don't see too many on this site that I don't like.  Check it out and have fun looking.

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  • Mrs. PinkMrs. Pink

    This is the one I like the most, but I want the master and garage flipped.

    https://www.maddenhomedesign.com/15041-pln.jpg

    Pictures of it.

    https://www.maddenhomedesign.com/15041_-_photos.html

    I don't want a real 2 story. It'll just have a big bonus room over the garage, but with an interior staircase in the kitchen.

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  • PaigeC1981PaigeC1981
    OMG, I love it!  You must invite me to your housewarming.
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  • kdonedizzlekdonedizzle member
    Pink that bathroom is BEAUTIFUL!
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  • Mrs. PinkMrs. Pink

    imagePaigeC1981:
    OMG, I love it!  You must invite me to your housewarming.

    But of course! A whole BR nestie party!!!

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  • kdonedizzlekdonedizzle member
    imagePaigeC1981:

    www.mlmurphydesign.com

    I am in love with his house plans.  I like the new orleans style house (creole) with 2 stories and a balcony.  But really, I don't see too many on this site that I don't like.  Check it out and have fun looking.

    Oh Paige, I love all of these. 
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  • Mrs. PinkMrs. Pink

    Paige--? for ya.

    I've heard mix stories so since you're building I'm asking you as well!

    How much "cash" (% or amt, whatever you're comfortable with saying) are you having on hand before building. We've been directed by non-lenders to have 20% on hand. But that's SO much! lolz

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  • PaigeC1981PaigeC1981

    20% is standard down payment, and you don't have to pay PMI if you have 20%. 

    We actually own a home though, but it is very small and simple.  We're currently remodeling it to update it.  Hope to sell next year and that will be our dp, maybe more.  We're still debt snowballing though, and won't be debt free until next March. 

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